Banks County property record for 149 White Oak Trl, Commerce, GA 30529
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,797 sqft · built 2022 |
| Lot Size | 1.09 acres (47,480 sqft) |
| Owner | Individual Name on File |
| Last Sale | $365,900 (Jun 2025) |
| Tax Bill | $2,873 (2025) |
| Deeds & Mortgages | May 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | B65F051 |
| Primary APN | B65F051 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,797 sqft Heated Area |
| 1st Floor Area | 1,797 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2022 |
|---|---|
| Exterior Material | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 47,480 sqft (1.09 acres) |
| Driveway | Driveway |
| Driveway Area | 864 sqft |
| Porch | Open Porch |
| Porch Area | 364 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | Heat Pump |
| Account Number | 11236 |
|---|---|
| Street Address | 149 WHITE OAK TRL |
| City | COMMERCE |
| State | GA |
| Zip | 30529-6424 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LT 51 PH4 PB 37-83 |
| Legal Phase | 4 |
| Legal Lot Number | 51 |
| Jurisdiction | BANKS GA |
| Township / Civil Division | SOUTHEAST BANKS |
| Census Block Group | 2 |
| Census Block | 2031 |
| Census Tract | 970400 |
Source: Banks County records · APN B65F051
Assessment roll updated July 1, 2025 · Last verified November 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 149 WHITE OAK TRL, COMMERCE, GA 30529-6424 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 02, 2025 · Amount on Record |
| Deed Sale | Jun 02, 2025 · Amount on Record |
| Prior Sale | May 13, 2022 · Amount on Record |
| Deed Document Number | 0000579257 |
| Deed Book / Page | 579 / 257 |
| Record Updated | Jun 08, 2026 |
| Document Type | Limited Warranty Deed |
|---|---|
| Jurisdiction | BANKS GA |
| Recording Date | May 13, 2022 |
| Property Address | 149 WHITE OAK TRL, COMMERCE, GA 30529-6424 |
| Document Number | 000528/549 |
| Book / Page | 528 / 549 |
| Instrument Date | May 13, 2022 |
| Instrument | 2022-000451 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Apr 02, 2024 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 149 WHITE OAK TRL, COMMERCE, GA 30529-6424 |
| Document Number | 0000000528/0000000550 |
|---|---|
| Date | May 16, 2022 |
| Book Page | 0000000528/0000000550 |
| Name | ACOPIA |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2052 |
Source: Banks County records · Assessment roll updated July 1, 2025 · Last verified November 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Banks County |
| Unified School District | Banks County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,873.00 (+9.53%) | $150,493 (+13.02%) Land $26,000 Building $124,493 | $376,233 (+13.02%) Land $65,000 Building $311,233 |
| 2024 | $2,623.00 (+17.2%) | $133,160 (+7.43%) Land $16,000 Building $117,160 | $332,899 (+7.43%) Land $40,000 Building $292,899 |
| 2023 | $2,238.00 (+526.89%) | $123,947 (+629.1%) Land $16,000 Building $107,947 | $309,867 (+629.1%) Land $40,000 Building $269,867 |
| 2022 | $357.00 | $17,000 Land $17,000 | $42,500 Land $42,500 |
Source: FEMA National Flood Hazard Layer as of December 17, 2010 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Wildfire Risk | Moderate above 42% of the US · lower than 65% of Georgia |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Uniti Group Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 40 locations within half a mile of this property.
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