Banks County property record for 133 White Oak Trl, Commerce, GA 30529 · Last verified November 2025
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,797 sqft · built 2022 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on File |
| Last Sale | $287,400 (Jun 2022) |
| Tax Bill | $2,858 (2025) |
| Deeds & Mortgages | Sep 2024 Mortgage Jun 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | B65F050 |
| Primary APN | B65F050 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,797 sqft Heated Area |
| 1st Floor Area | 1,797 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2022 |
|---|---|
| Exterior Material | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 43,560 sqft (1 acres) |
| Driveway | Driveway |
| Driveway Area | 864 sqft |
| Porch | Open Porch |
| Porch Area | 364 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | Heat Pump |
| Account Number | 11235 |
|---|---|
| Street Address | 133 WHITE OAK TRL |
| City | COMMERCE |
| State | GA |
| Zip | 30529-6424 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 50 PH4 PB 37-83 |
| Legal Phase | 4 |
| Legal Lot Number | 50 |
| Jurisdiction | BANKS GA |
| Township / Civil Division | SOUTHEAST BANKS |
| Census Block Group | 2 |
| Census Block | 2031 |
| Census Tract | 970400 |
Source: Banks County records · APN B65F050
Assessment roll updated July 1, 2025 · Last verified November 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 133 WHITE OAK TRL, COMMERCE, GA 30529-6424 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 23, 2024 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE |
| Jun 30, 2022 | Limited Warranty Deed, Transfer · Conventional Mortgage MAGNOLIA BANK |
| Jun 30, 2022 | Limited Warranty Deed, Transfer · Conventional Mortgage MAGNOLIA BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 30, 2022 · Amount on Record |
| Deed Sale | Jun 30, 2022 · Amount on Record |
| Deed Document Number | 0000530711 |
| Deed Book / Page | 530 / 711 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BANKS GA |
| Property Address | 133 WHITE OAK TRL, COMMERCE, GA 30529-6424 |
| Transaction Type | Mortgage |
| Record Updated | Apr 02, 2026 |
| Name | Verified Name |
|---|---|
| Address | 133 WHITE OAK TRL, COMMERCE, GA 30529-6424 |
| Document Number | 0000000567/0000000076 |
|---|---|
| Date | Sep 23, 2024 |
| Book Page | 0000000567/0000000076 |
| Name | ROCKET MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jan 01, 2044 |
| Document Type | Limited Warranty Deed |
|---|---|
| Jurisdiction | BANKS GA |
| Recording Date | Jun 30, 2022 |
| Property Address | 133 WHITE OAK TRL, COMMERCE, GA 30529-6424 |
| Document Number | 000530/711 |
| Book / Page | 530 / 711 |
| Instrument Date | Jun 30, 2022 |
| Instrument | 2022-000608 |
| Transaction Type | Transfer |
| Record Updated | Apr 02, 2024 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 133 WHITE OAK TRL, COMMERCE, GA 30529-6424 |
| Document Number | 0000000530/0000000712 |
|---|---|
| Date | Jul 05, 2022 |
| Book Page | 0000000530/0000000712 |
| Name | MAGNOLIA BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2052 |
| Document Type | Limited Warranty Deed |
|---|---|
| Jurisdiction | BANKS GA |
| Recording Date | Jun 30, 2022 |
| Property Address | 133 WHITE OAK TRL, COMMERCE, GA 30529-6424 |
| Document Number | 000530/711 |
| Book / Page | 530 / 711 |
| Instrument Date | Jun 30, 2022 |
| Instrument | 2022-000608 |
| Transaction Type | Transfer |
| Record Updated | Apr 02, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 133 WHITE OAK TRL, COMMERCE, GA 30529-6424 |
| Document Number | 0000530712 |
|---|---|
| Date | Jun 30, 2022 |
| Instrument | 530/712 |
| Name | MAGNOLIA BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 355 Months |
| Due | Jan 01, 2052 |
Source: Banks County records · Assessment roll updated July 1, 2025 · Last verified November 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Banks County |
| Unified School District | Banks County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,858.00 (+8.5%) | $149,691 (+11.94%) Land $26,000 Building $123,691 | $374,228 (+11.94%) Land $65,000 Building $309,228 |
| 2024 | $2,634.00 (+12.61%) | $133,720 (+7.39%) Land $16,000 Building $117,720 | $334,301 (+7.39%) Land $40,000 Building $294,301 |
| 2023 | $2,339.00 (+555.18%) | $124,514 (+632.44%) Land $16,000 Building $108,514 | $311,286 (+632.44%) Land $40,000 Building $271,286 |
| 2022 | $357.00 | $17,000 Land $17,000 | $42,500 Land $42,500 |
Source: FEMA National Flood Hazard Layer, Banks County (13011C), updated December 17, 2010 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 130119704002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 2 in force |
| Wildfire Risk | Moderate above 40% of the US · above 26% of Georgia |
|---|---|
| Wildfire Likelihood | About 1 in 1,754 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 40 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Uniti Group | Fiber | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
5G and 4G LTE
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