149 Virginia Rd, Black Mountain, NC 28711 Property Records

Buncombe County property record for 149 Virginia Rd, Black Mountain, NC 28711

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,344 sqft · built 1901
Lot Size	0.48 acres (20,909 sqft)
Owner	2 Individual Names on Record
Last Sale	$325,000 (Jan 2026)
Tax Bill	$2,655 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Jan 2026 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`670085-2020-202`

Property Details

APN / Parcel Number

Primary APN	`670085-2020-202`
Alternative APNs	`0710-65-8747-00000` `071002657782000` `008258211`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,344 sqft Living Area
1st Floor Area	312 sqft
Upper Floors Area	344 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1901
Effective Year Built	Effective 1901
Architectural Style	Conventional
Exterior Material	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	20,909 sqft (0.48 acres)
Porch	Open Porch
Porch Area	378 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	670085-2020-202
Street Address	149 VIRGINIA RD
City	BLACK MOUNTAIN
State	NC
Zip	28711
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	SUBDIV: MONTREAT LOT: 151 & PT 152 PLAT: 0000-0000
Legal Subdivision	MONTREAT
Legal Block	1
Legal Lot Number	151
Jurisdiction	BUNCOMBE NC
Township / Civil Division	BLACK MOUNTAIN
Census Block Group	1
Census Block	1008
Census Tract	3106

Owner

Source: Buncombe County records, as of March 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	14068 LABEAU AVE, CHARLOTTE, NC 28277-3318
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2026	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Jan 6, 2026	Warranty Deed, Transfer · Seller Carry-Back JAMES SIMPSON
Dec 22, 2025	Warranty Deed, Transfer
Dec 22, 2025	Intrafamily Transfer, Transfer
Oct 18, 2017	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 6, 2026 · Amount on Record
Deed Sale	Jan 6, 2026 · Amount on Record
Prior Sale	Dec 22, 2025 · Amount on Record
Deed Book / Page	6557 / 817
Prior Transfer Date	Dec 16, 2025
Prior Transfer Doc	0065540011
Record Updated	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUNCOMBE NC
Property Address	149 VIRGINIA RD, BLACK MOUNTAIN, NC 28711
Transaction Type	Mortgage
Record Updated	Mar 4, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14068 LABEAU AVE, CHARLOTTE, NC 28277-3318

Mortgage

Document Number	0065680954
Date	Feb 23, 2026
Book Page	6568/954

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUNCOMBE NC
Recording Date	Jan 6, 2026
Property Address	149 VIRGINIA RD, BLACK MOUNTAIN, NC 28711
Document Number	0065570817
Book / Page	6557 / 817
Map Reference	MB 16 PG 93
Instrument Date	Dec 18, 2025
Transaction Type	Transfer
Record Updated	Jan 15, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$650.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2404 SPRING HILL AVENUE APT 116, 116, MOBILE, AL 36607-3018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14068 LABEAU AVE, CHARLOTTE, NC 28277-3318

Mortgage

Document Number	0006557820
Date	Jan 6, 2026
Instrument	6557/820

Lender

Name	JAMES SIMPSON
Type	Seller

Agreement

Type	Seller Carry-Back
Amount	Amount Recorded
Term	1 Months
Due	Feb 27, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUNCOMBE NC
Recording Date	Dec 22, 2025
Property Address	149 VIRGINIA RD, BLACK MOUNTAIN, NC 28711
Document Number	0065531968
Book / Page	6553 / 1968
Map Reference	MB 16 PG 92-97
Instrument Date	Dec 18, 2025
Transaction Type	Transfer
Record Updated	Jan 6, 2026

Transaction

Amount	Amount Recorded
Tax	$250.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4383 SUN LILY CT, JACKSONVILLE, FL 32257-8095

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2404 SPRING HILL AVE APT 116, 116, MOBILE, AL 36607-3018

December 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BUNCOMBE NC
Recording Date	Dec 22, 2025
Property Address	149 VIRGINIA RD, BLACK MOUNTAIN, NC 28711
Document Number	0065540011
Book / Page	6554 / 11
Map Reference	MB 16 PG 92-97
Instrument Date	Dec 16, 2025
Transaction Type	Transfer
Record Updated	Jan 6, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14068 LABEAU AVE, CHARLOTTE, NC 28277-3318

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14068 LABEAU AVE, CHARLOTTE, NC 28277-3318

October 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BUNCOMBE NC
Recording Date	Oct 18, 2017
Property Address	149 VIRGINIA AVE, BLACK MOUNTAIN, NC 28711
Document Number	0056011315
Book / Page	005601 / 001315
Instrument Date	Oct 13, 2017
Transaction Type	Transfer
Record Updated	Oct 26, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$170.00
Additional	Arm's Length Partial Interest

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	9602 BROKEN OAK BLVD JACKSONVILLE FL 322578815, JACKSONVILLE, FL 32257-8815

Tax Assessment & Valuation

Source: Buncombe County assessment roll, as of September 22, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Buncombe County
Municipality	Montreat Town
Unified School District	Buncombe County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,655.00 (-7.46%)	$245,100 (-9.92%) Land $107,000 Building $138,100	$245,100 (-9.92%) Land $107,000 Building $138,100
2024	$2,869.00 (+1.92%)
2023	$2,815.00	$272,100	$272,100 (+11.02%) Land $107,000 Building $165,100
2021			$245,100 Land $107,000 Building $138,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 23 policies
Nearby Flood Policies	23 in force
Nearby Flood Claims	11 (2004–2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · above 68% of North Carolina
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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