Buncombe County property record for 145 Virginia Rd, Black Mountain, NC 28711
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,188 sqft · built 1959 |
| Lot Size | 0.58 acres (25,265 sqft) |
| Owner | Company Name on File |
| Tax Bill | $3,305 (2025) |
| Deeds & Mortgages | Oct 2023 Mortgage Dec 2022 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 666880-2020-202 |
| Primary APN | 666880-2020-202 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,188 sqft Living Area |
| Gross Area | 1,380 sqft |
| 1st Floor Area | 1,188 sqft |
| Utility Area | 8 sqft |
| Utility Room | Utility Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 25,265 sqft (0.58 acres) |
| Porch | Screened Porch |
| Deck Area | 198 sqft |
| Patio Area | 284 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 666880-2020-202 |
|---|---|
| Street Address | 145 VIRGINIA RD |
| City | BLACK MOUNTAIN |
| State | NC |
| Zip | 28711 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | SUBDIV: MONTREAT BLOCK: LOT: 245C & 245D & ADJ TRACT SECTION: PLAT: 0024-0054 |
| Legal Subdivision | MONTREAT |
| Legal Block | 1 |
| Legal Lot Number | 245 |
| Jurisdiction | BUNCOMBE NC |
| Township / Civil Division | BLACK MOUNTAIN |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 3106 |
Source: Buncombe County records, as of September 22, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 4220 BERKMAN DR, AUSTIN, TX 78723-4547 |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Oct 5, 2023 | Correction Deed · Conventional Mortgage BLACK MOUNTAIN SAVINGS BANK SSB |
| Dec 20, 2022 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Oct 21, 2021 |
| Transfer Doc | 0063551643 |
| Record Updated | Sep 20, 2026 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Recording Date | Oct 5, 2023 |
| Property Address | 145 VIRGINIA RD, BLACK MOUNTAIN, NC 28711 |
| Document Number | 0063551643 |
| Book / Page | 6355 / 1643 |
| Instrument Date | Oct 2, 2023 |
| Record Updated | Oct 17, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4220 BERKMAN DR, AUSTIN, TX 78723-4547 |
| Document Number | 0063551649 |
|---|---|
| Date | Oct 5, 2023 |
| Instrument | 6355/1649 |
| Name | BLACK MOUNTAIN SAVINGS BANK SSB |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 186 Months |
| Due | Apr 1, 2039 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Recording Date | Dec 20, 2022 |
| Property Address | 145 VIRGINIA AVE, BLACK MOUNTAIN, NC 28711 |
| Document Number | 0062850310 |
| Book / Page | 6285 / 310 |
| Instrument Date | Dec 20, 2022 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4220 BERKMAN DR, AUSTIN, TX 78723-4547 |
| Name | Verified Name |
|---|---|
| Address | 4220 BERKMAN DR, AUSTIN, TX 78723-4547 |
Source: Buncombe County assessment roll, as of September 22, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Buncombe County |
| Municipality | Montreat Town |
| Unified School District | Buncombe County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,305.00 (+3.02%) | $305,100 (+2.11%) Land $109,800 Building $195,300 | $305,100 (+2.11%) Land $109,800 Building $195,300 |
| 2024 | $3,208.00 (+3.75%) | ||
| 2023 | $3,092.00 | $298,800 | $298,800 (-2.06%) Land $109,800 Building $189,000 |
| 2021 | $305,100 Land $109,800 Building $195,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 23 policies |
| Nearby Flood Policies | 23 in force |
| Nearby Flood Claims | 11 (2004–2024) |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 47% of the US · above 68% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T, Verizon.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures