Worcester County and Harvard Town property record for 149 Stow Rd, Harvard, MA 01451
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 4,005 sqft · built 2001 |
| Lot Size | 2.88 acres (125,453 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $799,000 (Jun 2016) |
| Tax Bill | $19,947 (2026) |
| Deeds & Mortgages | Feb 2021 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | M:032.0 P:0005-0001.0 |
| Primary APN | M:032.0 P:0005-0001.0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 4,005 sqft Living Area |
| Gross Area | 9,535 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 125,453 sqft (2.88 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Account Number | 1250320000500010 |
|---|---|
| Street Address | 149 STOW RD |
| City | HARVARD |
| State | MA |
| Zip | 01451-1832 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 5 |
| Legal Lot Number | 1 |
| Jurisdiction | HARVARD MA |
| Township / Civil Division | HARVARD |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 761401 |
149 Stow Rd is owned and occupied by two individuals who bought it in June 2016.
Source: Worcester County and Harvard Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 149 STOW RD, HARVARD, MA 01451-1832 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 27, 2016 · Amount on File |
| Deed Sale | Jun 27, 2016 · Amount on File |
| Deed Book / Page | 55545 / 23 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARVARD MA |
| Property Address | 149 STOW RD, HARVARD, MA 01451-1832 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 064473-256 |
|---|---|
| Date | Feb 16, 2021 |
| Book Page | 64473/256 |
| Instrument | 22033 |
| Name | MLD MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Mar 1, 2041 |
The 2026 property tax bill for 149 Stow Rd was $19,947, up 6.5% from the year before.
Source: Worcester County and Harvard Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| County Subdivision | Harvard Town |
| Unified School District | Harvard School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $19,947.00 (+6.55%) | $1,256,900 (+5.07%) Land $249,400 Building $1,007,500 | $1,289,055 (-) |
| 2025 | $18,721.00 (+6.57%) | $1,196,200 (+1.46%) Land $249,400 Building $946,800 | $1,289,055 (+2.82%) |
| 2024 | $17,567.00 (-1.09%) | $1,179,000 (+10.26%) Land $249,400 Building $929,600 | $1,253,715 |
| 2023 | $17,761.00 | $1,069,300 Land $239,900 Building $829,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 149 Stow Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 149 Stow Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
5G (outdoors only) and 4G LTE
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