143 Stow Rd, Harvard, MA 01451 Property Records

Worcester County and Harvard Town property record for 143 Stow Rd, Harvard, MA 01451

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,600 sqft · built 1985
Lot Size	3.7 acres (161,172 sqft)
Owner	2 Individual Names on File
Last Sale	$505,000 (Jan 2020)
Tax Bill	$12,531 (2025)
Deeds & Mortgages	Aug 2021 Refinance May 2022 Refinance + 3 more
Flood Zone	Zone X (minimal risk)
APN	`HARV M:28 B:26`

Property Details

APN / Parcel Number

Primary APN	`HARV M:28 B:26`
Alternative APNs	`M:028.0 P:0026-0000.0` `1250280002600000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,600 sqft Living Area
Gross Area	4,683 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Contemporary
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	161,172 sqft (3.7 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	1250280002600000
Street Address	143 STOW RD
City	HARVARD
State	MA
Zip	01451-1832
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	26
Jurisdiction	HARVARD MA
Township / Civil Division	HARVARD
Census Block Group	3
Census Block	3000
Census Tract	761401

Owner

143 Stow Rd is owned and occupied by two individuals who bought it in January 2020.

Source: Worcester County and Harvard Town records, as of April 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	143 STOW RD, HARVARD, MA 01451-1832
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance NORTHPOINTE BANK
May 31, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance MASSACHUSETTS INSTITUTE OF TECHNOLOGY
Jun 24, 2020	Deed of Trust, Mortgage · Line of Credit MASSACHUSETTS INST/TECH
Jan 14, 2020	Quit Claim Deed, Transfer · Stand-Alone First Mortgage CROSSCOUNTRY MORTGAGE INC
Jun 1, 2018	Foreclosure Foreclosure Auction

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 14, 2020 · Amount on File
Deed Sale	Jan 14, 2020 · Amount on File
Prior Sale	Jun 1, 2018 · Amount on File
Deed Document Number	20203870
Deed Book / Page	61740 / 64
Prior Transfer Date	Dec 27, 2019
Prior Transfer Doc	61740-64
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARVARD MA
Property Address	143 STOW RD, HARVARD, MA 01451-1832
Transaction Type	Mortgage
Record Updated	Jun 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	065814-301
Date	Aug 11, 2021
Book Page	65814/301
Instrument	112530

Lender

Name	NORTHPOINTE BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARVARD MA
Property Address	143 STOW RD, HARVARD, MA 01451-1832
Transaction Type	Mortgage
Record Updated	Jun 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	067666-352
Date	May 31, 2022
Book Page	67666/352
Instrument	58553

Lender

Name	MASSACHUSETTS INSTITUTE OF TECHNOLOGY

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Jun 1, 2037

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARVARD MA
Property Address	143 STOW RD, HARVARD, MA 01451-1832
Document Number	62695-87
Instrument Date	Jun 24, 2020
Transaction Type	Mortgage
Record Updated	Jul 21, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	143 STOW RD HARVARD MA 014511832, HARVARD, MA 01451-1832

Mortgage

Document Number	62695-87
Date	Jun 30, 2020
Book Page	062695/000087
Instrument	69117

Lender

Name	MASSACHUSETTS INST/TECH

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Jun 29, 2040

Interest

Rate Type	Adjustable Rate

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HARVARD MA
Recording Date	Jan 14, 2020
Property Address	143 STOW RD, HARVARD, MA 01451-1832
Document Number	61740-64
Book / Page	61740 / 64
Instrument Date	Dec 27, 2019
Instrument	3870
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	143 STOW RD, HARVARD, MA 01451-1832

Mortgage

Document Number	3871
Date	Jan 14, 2020
Instrument	3871

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

June 2018: Foreclosure

Document Type	Foreclosure
Jurisdiction	HARVARD MA
Recording Date	Jun 1, 2018
Property Address	143 STOW RD, HARVARD, MA 01451-1832
Document Number	58887-28
Book / Page	058887 / 000028
Instrument Date	Mar 26, 2018
Instrument	53366
Transaction Type	Foreclosure
Record Updated	Jun 19, 2018

Transaction

Amount	Amount on Record
Tax	$1,459.20
Amount Accuracy	Confirmed
Additional	Foreclosure Auction Lis Pendens

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	44 SEDGEMEADOW RD WAYLAND MA 017781432, WAYLAND, MA 01778-1432

Tax Assessment & Valuation

The 2025 property tax bill for 143 Stow Rd was $12,531, up 1.5% from the year before.

Source: Worcester County and Harvard Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Harvard Town
Unified School District	Harvard School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,531.00 (+1.47%)	$800,700 (-3.39%) Land $255,800 Building $544,900
2024	$12,349.00 (+2.98%)	$828,800 (+14.79%) Land $255,800 Building $573,000	$725,040
2023	$11,992.00	$722,000 Land $246,300 Building $475,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 143 Stow Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 143 Stow Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 98.2% of Massachusetts
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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