149 Serenity Dr, Ruby, NY 12475 Property Records

Ulster County and Saugerties Town property record for 149 Serenity Dr, Ruby, NY 12475

Property Summary

Property Type	Triplex
Details	6 bd · 4 ba · 5,308 sqft · built 1955
Lot Size	3.6 acres (156,816 sqft)
Owner	Company Name on Record
Last Sale	$189,000 (Apr 2024)
Tax Bill	$5,425 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Jan 2026 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`140999.000`

Property Details

APN / Parcel Number

Primary APN	`140999.000`
Alternative APN	`514889 28.3-8-14.100`

Interior

Bedrooms	6 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	5,308 sqft Total Area
1st Floor Area	3,432 sqft
2nd Floor Area	1,876 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Lot Area	156,816 sqft (3.6 acres)
Canopy	336 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	140999.000
Street Address	149 SERENITY DR
City	RUBY
State	NY
Zip	12475-8008
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Local Zoning Code	15
Legal Block	8
Legal Lot Number	14.100
Jurisdiction	ULSTER NY
Township / Civil Division	SAUGERTIES
Census Block Group	3
Census Block	3009
Census Tract	950400

Owner

Source: Ulster County and Saugerties Town records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	237 FAIR ST, 15, KINGSTON, NY 12401-3805
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2026	Deed of Trust, Mortgage · Line of Credit TRA LENDING LLC
Jan 14, 2026	Deed, Transfer
Apr 12, 2024	Deed, Transfer · Stand-Alone First Mortgage FM HOME LOANS LLC
Jun 2, 2022	Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 12, 2024 · Amount on Record
Deed Sale	Apr 12, 2024 · Amount on Record
Prior Sale	Jun 2, 2022 · Amount on Record
Deed Document Number	20243911
Deed Book / Page	7343 / 141
Prior Transfer Date	May 18, 2022
Prior Transfer Doc	0000009860
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ULSTER NY
Recording Date	Jun 9, 2026
Property Address	149 SERENITY DR, RUBY, NY 12475-8008
Document Number	0000006784
Book / Page	13762 / 225
Instrument Date	Apr 17, 2026
Instrument	20266784
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006784,
Date	Jun 9, 2026
Book Page	13762/225
Instrument	20266784

Lender

Name	TRA LENDING LLC

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Jul 1, 2027

Interest

Rate	6.22%
Max Rate	-1%

January 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	ULSTER NY
Recording Date	Jan 14, 2026
Property Address	149 SERENITY DR, RUBY, NY 12475-8008
Document Number	0000000544
Book / Page	7580 / 210
Instrument Date	Dec 31, 2025
Instrument	2026-544
Transaction Type	Transfer
Record Updated	Feb 4, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	237 FAIR ST # 15, 15, KINGSTON, NY 12401-3805

April 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	ULSTER NY
Recording Date	Apr 12, 2024
Property Address	149 SERENITY DR, RUBY, NY 12475-8008
Document Number	0000003911
Book / Page	7343 / 141
Instrument Date	Mar 15, 2024
Instrument	2024-3911
Transaction Type	Transfer
Record Updated	Apr 30, 2024

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	237 FAIR ST, KINGSTON, NY 12401-3805

Mortgage

Document Number	0000003912
Date	Apr 12, 2024
Instrument	2024-3912

Lender

Name	FM HOME LOANS LLC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Mortgage

Document Number	0000003941
Date	Apr 15, 2024
Book Page	13281/54
Instrument	2024-3941

Lender

Name	FM HOME LOANS LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

June 2022: Foreclosure

Document Type	Foreclosure
Jurisdiction	ULSTER NY
Recording Date	Jun 2, 2022
Property Address	149 SERENITY DR, RUBY, NY 12475-8008
Document Number	0000009860
Book / Page	7075 / 124
Instrument Date	May 18, 2022
Instrument	2022-9860
Transaction Type	Foreclosure
Record Updated	Mar 4, 2024

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	150 N COLLEGE ST, CHARLOTTE, NC 28202-2271

Tax Assessment & Valuation

Source: Ulster County and Saugerties Town assessment roll, as of April 20, 2026

Property Jurisdictions

Type	Name
State	New York
County	Ulster County
County Subdivision	Saugerties Town
Unified School District	Saugerties Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,425.00 (-6.56%)	$234,500 (+3.3%) Land $138,000 Building $96,500	$234,500 (+3.3%) Land $138,000 Building $96,500
2024	$5,806.00 (+250.6%)	$227,000 (+14.07%) Land $133,500 Building $93,500	$227,000 (+14.07%) Land $133,500 Building $93,500
2023		$199,000 (+17.06%) Land $133,500 Building $65,500	$199,000 (+17.06%) Land $133,500 Building $65,500
2022		$170,000 Land $133,500 Building $36,500	$170,000 Land $133,500 Building $36,500
2021	$1,656.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 5, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (1980–2005)
Most Recent Claim	Apr 2005 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

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