105 Serenity Dr, Ruby, NY 12475 Property Records

Ulster County and Saugerties Town property record for 105 Serenity Dr, Ruby, NY 12475

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,885 sqft · built 1987
Lot Size	1.2 acres (52,272 sqft)
Owner	2 Individual Names on Record
Last Sale	$259,246 (Sep 2019)
Tax Bill	$8,916 (2025)
Deeds & Mortgages	Aug 2023 Refinance Sep 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`140990.212`

Property Details

APN / Parcel Number

Primary APN	`140990.212`
Alternative APN	`514889 28.4-1-36.120`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,885 sqft Living Area
1st Floor Area	1,052 sqft
2nd Floor Area	833 sqft

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	52,272 sqft (1.2 acres)
Garage Type	Attached
Garage Area	650 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	432 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	140990.212
Street Address	105 SERENITY DR
City	RUBY
State	NY
Zip	12475-8008
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	15
Legal Subdivision	LANDS OF SERENITY DRIVE
Legal Block	1
Legal Lot Number	36.120
Jurisdiction	ULSTER NY
Township / Civil Division	SAUGERTIES
Census Block Group	3
Census Block	3009
Census Tract	950400

Owner

Source: Ulster County and Saugerties Town records, as of April 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 228, RUBY, NY 12475-0228
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance ULSTER SAVINGS BANK
Sep 9, 2019	Deed, Transfer · Stand-Alone First Mortgage ULSTER SAVINGS BANK
Aug 30, 2019	Deed of Trust, Mortgage ULSTER SVGS BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 9, 2019 · Amount on Record
Deed Sale	Sep 9, 2019 · Amount on Record
Prior Sale	Feb 20, 2014 · Amount on Record
Deed Document Number	201911728
Deed Book / Page	6485 / 252
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ULSTER NY
Property Address	105 SERENITY DR, RUBY, NY 12475-8008
Transaction Type	Mortgage
Record Updated	Sep 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009783
Date	Aug 25, 2023
Book Page	13151/1
Instrument	2023-9783

Lender

Name	ULSTER SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	121 Months
Due	Sep 1, 2033

September 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	ULSTER NY
Recording Date	Sep 9, 2019
Property Address	105 SERENITY DR, RUBY, NY 12475-8008
Document Number	0000011728
Book / Page	6485 / 252
Instrument Date	Aug 30, 2019
Instrument	2019-11728
Transaction Type	Transfer
Record Updated	May 10, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 COUNTRY LN, SAUGERTIES, NY 12477

Mortgage

Document Number	0000011729
Date	Sep 9, 2019
Instrument	2019-11729

Lender

Name	ULSTER SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Mortgage

Document Number	0000011728
Date	Sep 9, 2019
Book Page	6485/252
Instrument	2019-11728

Lender

Name	ULSTER SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ULSTER NY
Property Address	105 SERENITY DR, RUBY, NY 12475-8008
Document Number	0000011729
Instrument Date	Aug 30, 2019
Transaction Type	Mortgage
Record Updated	Sep 19, 2019
Title Company	HILL-N-DALE ABSTRACTERS INC.

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 COUNTRY CLUB DR MOUNT MARION NY 124566004, MOUNT MARION, NY 12456-6004

Mortgage

Document Number	0000011729
Date	Sep 9, 2019
Book Page	011874/000324
Instrument	11729

Lender

Name	ULSTER SVGS BK
Type	Federal Savings Bank
Address	KINGSTON, NY 12401

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 8, 2049

Tax Assessment & Valuation

Source: Ulster County and Saugerties Town assessment roll, as of April 20, 2026

Property Jurisdictions

Type	Name
State	New York
County	Ulster County
County Subdivision	Saugerties Town
Unified School District	Saugerties Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,916.00 (+183.5%)	$443,000 (+17.66%) Land $72,500 Building $370,500	$443,000 (+17.66%) Land $72,500 Building $370,500
2023		$376,500 (+17.11%) Land $70,000 Building $306,500	$376,500 (+17.11%) Land $70,000 Building $306,500
2022		$321,500 Land $70,000 Building $251,500	$321,500 Land $70,000 Building $251,500
2021	$3,145.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 5, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (1980–2005)
Most Recent Claim	Apr 2005 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Starlink Satellite	280 / 30

May also be available: Archtop Fiber.

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