Kane County property record for 149 S Jane Dr, Elgin, IL 60123 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,152 sqft · built 1963 |
| Lot Size | 0.218 acres (9,500 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $5,670 (2025) |
| Deeds & Mortgages | Jan 2026 Line of Credit Jan 2023 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-15-376-014 |
| Primary APN | 06-15-376-014 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,152 sqft Living Area |
| Gross Area | 2,304 sqft |
| 1st Floor Area | 1,152 sqft |
| Basement Area | 1,152 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1963 |
| Construction Type | Frame |
| Lot Area | 9,500 sqft (0.218 acres) |
| Lot Dimensions | 125 ft deep x 76 ft wide |
| Garage Type | Attached |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 149 S JANE DR |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60123-5909 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COUNTRY KNOLLS UNIT 3 NLY 3 FT LOT 87 & ALL OF LOT 88 & SLY 1 FT LOT 89 |
| Legal Subdivision | COUNTRY KNOLLS |
| Legal Block | 1 |
| Legal Lot Number | 87-89 |
| Legal Unit | 3 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 851904 |
Source: Kane County records · APN 06-15-376-014
Assessment roll updated December 26, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 149 S JANE DR, ELGIN, IL 60123-5909 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Man |
| Date | Document |
|---|---|
| Jan 12, 2026 | Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK |
| Jan 13, 2023 | Deed of Trust, Mortgage · Line of Credit BMO HARRIS BANK NA |
| Sep 30, 2019 | Warranty Deed, Transfer · FHA Mortgage GMFS |
| Mar 02, 2017 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Mar 02, 2017 | Loan Modification, Mortgage · FHA Mortgage FREEDOM MTG |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 25, 2025 |
| Deed Sale | Jul 25, 2025 |
| Prior Sale | Sep 30, 2019 · Amount on Record |
| Deed Document Number | 202527749 |
| Prior Transfer Date | Apr 01, 1999 |
| Prior Transfer Doc | 0000037866 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 149 S JANE DR, ELGIN, IL 60123-5909 |
| Transaction Type | Mortgage |
| Record Updated | Jan 21, 2026 |
| Name | Verified Name |
|---|---|
| Address | 149 S JANE DR, ELGIN, IL 60123-5909 |
| Document Number | 0000001451 |
|---|---|
| Date | Jan 12, 2026 |
| Instrument | 2026K001451 |
| Name | COASTAL COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | CAMPBELL, CA 95008 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 149 S JANE DR, ELGIN, IL 60123-5909 |
| Transaction Type | Mortgage |
| Record Updated | Jan 23, 2023 |
| Name | Verified Name |
|---|---|
| Address | 149 S JANE DR, ELGIN, IL 60123-5909 |
| Document Number | 0000001421 |
|---|---|
| Date | Jan 13, 2023 |
| Instrument | 2023K001421 |
| Name | BMO HARRIS BANK NA |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60606 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 11, 2053 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 11.4% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Sep 30, 2019 |
| Property Address | 149 S JANE DR, ELGIN, IL 60123-5909 |
| Document Number | 0000045770 |
| Instrument Date | Sep 27, 2019 |
| Instrument | 45770 |
| Transaction Type | Transfer |
| Record Updated | Oct 09, 2019 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $285.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 710 WHITNEY BLVD #3 BELVIDERE IL 610084445, 3, BELVIDERE, IL 61008-4445 |
| Document Number | 45771 |
|---|---|
| Date | Sep 30, 2019 |
| Instrument | 45771 |
| Name | GMFS |
|---|---|
| Address | BATON ROUGE, LA 70806 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 29, 2049 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 149 S JANE DR, ELGIN, IL 60123-5909 |
| Document Number | 0000019325 |
| Instrument Date | Mar 02, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 09, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 149 S JANE DR ELGIN IL 601235909, ELGIN, IL 60123-5909 |
| Document Number | 0000019325 |
|---|---|
| Date | Apr 18, 2017 |
| Instrument | 19325 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 17, 2047 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 149 S JANE DR, ELGIN, IL 60123-5909 |
| Document Number | 0000019324 |
| Instrument Date | Mar 02, 2017 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2017 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 149 S JANE DR ELGIN IL 601235909, ELGIN, IL 60123-5909 |
| Document Number | 0000019324 |
|---|---|
| Date | Apr 18, 2017 |
| Instrument | 19324 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | FISHERS, IN 46037 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 17, 2047 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.62% |
Source: Kane County records · Assessment roll updated December 26, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,670.00 (+15.81%) | ||
| 2024 | $75,834 (+21.39%) Land $24,425 Building $51,409 | $227,593 (+21.44%) Land $73,304 Building $154,289 | |
| 2022 | $4,896.00 (+4.73%) Homeowner's exemption | $62,469 (+6.96%) Land $20,120 Building $42,349 | $187,407 (+6.96%) Land $60,360 Building $127,047 |
| 2021 | $4,675.00 Homeowner's exemption | $58,404 Land $18,811 Building $39,593 | $175,212 Land $56,433 Building $118,779 |
Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 5% of the US · above 34% of Illinois |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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