128 S Jane Dr, Elgin, IL 60123 Property Records

Kane County property record for 128 S Jane Dr, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,164 sqft · built 1963
Lot Size	0.199 acres (8,680 sqft)
Owner	2 Individual Names on File
Tax Bill	$5,981 (2025)
Deeds & Mortgages	Jul 2019 Mortgage Jul 2019 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`06-15-357-013`

Property Details

APN / Parcel Number

Primary APN	`06-15-357-013`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,164 sqft Living Area
Gross Area	2,328 sqft
1st Floor Area	1,164 sqft
Basement Area	1,164 sqft

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Construction Type	Frame
Lot Area	8,680 sqft (0.199 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	128 S JANE DR
City	ELGIN
State	IL
Zip	60123-5912
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COUNTRY KNOLLS UNIT 3 LOT 104
Legal Subdivision	COUNTRY KNOLLS
Legal Block	1
Legal Lot Number	104
Legal Unit	3
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1003
Census Tract	851904

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	128 S JANE DR, ELGIN, IL 60123-5912
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 11, 2019	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Jul 11, 2019	Loan Modification, Mortgage · Conventional with PMI WELLS FARGO BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	128 S JANE DR, ELGIN, IL 60123-5912
Document Number	0000032940
Instrument Date	Jul 11, 2019
Transaction Type	Mortgage
Record Updated	Aug 1, 2019
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	128 S JANE DR ELGIN IL 601235912, ELGIN, IL 60123-5912

Mortgage

Document Number	0000032940
Date	Jul 26, 2019
Instrument	32940

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 25, 2049

July 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	KANE IL
Property Address	128 S JANE DR, ELGIN, IL 60123-5912
Document Number	0000035877
Instrument Date	Jul 11, 2019
Transaction Type	Mortgage
Record Updated	Aug 21, 2019
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	128 S JANE DR ELGIN IL 601235912, ELGIN, IL 60123-5912

Mortgage

Document Number	0000035877
Date	Aug 12, 2019
Instrument	35877

Lender

Name	WELLS FARGO BK
Type	Bank
Address	DES MOINES, IA 50328

Agreement

Type	Conventional with PMI
Amount	Amount on Record

Interest

Rate	4.5%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,981.00 (+15.82%) Homeowner's exemption	$86,404 (+8.57%) Land $26,499 Building $59,905	$259,316 (+8.57%) Land $79,529 Building $179,787
2024		$79,583 (+21.39%) Land $24,407 Building $55,176	$238,845 (+21.44%) Land $73,250 Building $165,594
2022	$5,164.00 (+4.68%) Homeowner's exemption	$65,558 (+6.96%) Land $20,106 Building $45,452	$196,674 (+6.96%) Land $60,318 Building $136,356
2021	$4,933.00 Homeowner's exemption	$61,292 Land $18,798 Building $42,494	$183,876 Land $56,394 Building $127,482

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1994)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 1994 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 297 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Fox Valley Internet.

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