Oneida County and Rome City property record for 149 River St, Rome, NY 13440
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 2 ba · 2,308 sqft · built 1903 |
| Lot Size | 0.13 acres (5,663 sqft) |
| Owner | Company Name on File |
| Last Sale | $40,000 (May 2020) |
| Tax Bill | $1,879 (2026) |
| Deeds & Mortgages | Oct 2025 Mortgage Aug 2022 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 301301 242.051-2-54 |
| Primary APN | 301301 242.051-2-54 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 12 Rooms |
| Stories | 2 Stories |
| Building Area | 2,308 sqft Total Area |
| 1st Floor Area | 1,148 sqft |
| 2nd Floor Area | 1,160 sqft |
| Year Built | Built 1903 |
|---|---|
| Effective Year Built | Effective 1903 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 5,663 sqft (0.13 acres) |
| Lot Width | 40 ft Width |
| Porch | Slab |
| Porch Area | 342 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 12634 02 |
|---|---|
| Street Address | 149 RIVER ST |
| City | ROME |
| State | NY |
| Zip | 13440-5952 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | R-P |
| Legal Description | HL 40X100 |
| Legal Block | 2 |
| Legal Lot Number | 54.000 |
| Jurisdiction | ONEIDA NY |
| Township / Civil Division | ROME |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 22500 |
149 River St, a duplex, is owned by a company that bought it in May 2020.
Source: Oneida County and Rome City records, as of October 20, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | PO BOX 1812, CLIFTON, NJ 07015-1812 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 28, 2025 | Deed of Trust, Mortgage HOMETOWN EQUITY MTG |
| Aug 5, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance AMERICU CU |
| May 28, 2020 | Grant Deed, Transfer NOT AVAILABLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 28, 2020 · Amount on File |
| Deed Sale | May 28, 2020 · Amount on File |
| Prior Sale | May 10, 2001 · Amount on File |
| Deed Document Number | 20206314 |
| Prior Transfer Date | Jan 15, 2014 |
| Prior Transfer Doc | 2014005088 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ONEIDA NY |
| Property Address | 149 RIVER ST, ROME, NY 13440-5952 |
| Transaction Type | Mortgage |
| Record Updated | Apr 23, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000013662 |
|---|---|
| Date | Oct 28, 2025 |
| Instrument | 2025-013662 |
| Name | HOMETOWN EQUITY MTG |
|---|
| Amount | Amount on Record |
|---|---|
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ONEIDA NY |
| Property Address | 149 RIVER ST, ROME, NY 13440-5952 |
| Transaction Type | Mortgage |
| Record Updated | Apr 23, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000012492 |
|---|---|
| Date | Aug 5, 2022 |
| Instrument | 2022-012492 |
| Name | AMERICU CU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ONEIDA NY |
| Recording Date | May 28, 2020 |
| Property Address | 149 RIVER ST, ROME, NY 13440-5952 |
| Document Number | 0000006314 |
| Instrument Date | May 18, 2020 |
| Instrument | 6314 |
| Transaction Type | Transfer |
| Record Updated | Jul 9, 2020 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Tax | $160.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 3536 S CENTINELA AVE #7 LOS ANGELES CA 900662758, 7, LOS ANGELES, CA 90066-2758 |
The 2026 property tax bill for 149 River St was $1,879.
Source: Oneida County and Rome City assessment roll, as of April 28, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Oneida County |
| Municipality | Rome City |
| Unified School District | Rome City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,879.00 | ||
| 2025 | $40,000 Land $3,000 Building $37,000 | $94,118 Land $7,059 Building $87,059 | |
| 2023 | $40,000 (-) Land $3,000 Building $37,000 | $88,145 (+17.92%) Land $6,611 Building $81,534 | |
| 2022 | $4,169.00 | $40,000 Land $3,000 Building $37,000 | $74,752 Land $5,606 Building $69,146 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 149 River St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 26, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2021) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2021 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 149 River St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ROME CITY serves 31,795 people · EPA ID NY3202405 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 5 ppb (2022–2024) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jun 2026 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 466 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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