Oneida County and Rome City property record for 146 River St, Rome, NY 13440
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,000 sqft · built 1880 |
| Lot Size | 0.14 acres (6,098 sqft) |
| Owner | Individual Name on File |
| Last Sale | $30,000 (Jun 2026) |
| Tax Bill | $1,644 (2026) |
| Deeds & Mortgages | Jun 2026 Sale Apr 2024 Refinance |
| Flood Zone | Zone X (moderate risk) |
| APN | 301301 242.051-2-46 |
| Primary APN | 301301 242.051-2-46 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 2,000 sqft Living Area |
| 1st Floor Area | 1,221 sqft |
| 2nd Floor Area | 617 sqft |
| Upper Floors Area | 162 sqft |
| Year Built | Built 1880 |
|---|---|
| Effective Year Built | Effective 1880 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 6,098 sqft (0.14 acres) |
| Lot Width | 40 ft Width |
| Porch | Slab |
| Porch Area | 198 sqft |
| Shed | 1 Shed |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 12627 02 |
|---|---|
| Street Address | 146 RIVER ST |
| City | ROME |
| State | NY |
| Zip | 13440-5950 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-P |
| Legal Description | HL 40X150 |
| Legal Block | 2 |
| Legal Lot Number | 46.000 |
| Jurisdiction | ONEIDA NY |
| Township / Civil Division | ROME |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 22500 |
146 River St is owned and occupied by an individual who bought it in June 2026.
Source: Oneida County and Rome City records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 146 RIVER ST, ROME, NY 13440-5950 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Individual(s) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 17, 2026 | Warranty Deed, Transfer |
| Apr 29, 2024 | Deed of Trust, Mortgage · Stand-Alone Refinance JOHN BEAR LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 17, 2026 · Amount on File |
| Deed Sale | Jun 17, 2026 · Amount on File |
| Prior Sale | May 22, 2020 · Amount on File |
| Deed Document Number | 20267954 |
| Prior Transfer Date | Aug 27, 2007 |
| Prior Transfer Doc | 2007019052 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ONEIDA NY |
| Recording Date | Jun 17, 2026 |
| Property Address | 146 RIVER ST, ROME, NY 13440-5950 |
| Document Number | 0000007954 |
| Instrument Date | Jun 11, 2026 |
| Instrument | 20267954 |
| Transaction Type | Transfer |
| Record Updated | Jul 7, 2026 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 146 RIVER ST, ROME, NY 13440-5950 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ONEIDA NY |
| Property Address | 146 RIVER ST, ROME, NY 13440-5950 |
| Transaction Type | Mortgage |
| Record Updated | Apr 23, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000004699 |
|---|---|
| Date | Apr 29, 2024 |
| Instrument | 2024-004699 |
| Name | JOHN BEAR LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 146 River St was $1,644.
Source: Oneida County and Rome City assessment roll, as of April 28, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Oneida County |
| Municipality | Rome City |
| Unified School District | Rome City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,644.00 | ||
| 2025 | $35,000 Land $8,600 Building $26,400 | $82,353 Land $20,235 Building $62,118 | |
| 2023 | $35,000 (-) Land $8,600 Building $26,400 | $77,126 (+17.92%) Land $18,951 Building $58,175 | |
| 2022 | $2,993.00 | $35,000 Land $8,600 Building $26,400 | $65,408 Land $16,072 Building $49,336 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 146 River St in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 26, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2021) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2021 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 146 River St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ROME CITY serves 31,795 people · EPA ID NY3202405 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 5 ppb (2022–2024) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jun 2026 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 466 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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