149 Polk St, Erwin, TN 37650 Property Records

Unicoi County property record for 149 Polk St, Erwin, TN 37650

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,260 sqft · built 1971
Lot Size	0.73 acres (31,784 sqft)
Owner	2 Individual Names on Record
Last Sale	$269,900 (Nov 2023)
Tax Bill	$938 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Nov 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`031O-B-008.00`

Property Details

APN / Parcel Number

Primary APN	`031O-B-008.00`
Alternative APNs	`086031O B 00800` `000008764`

Interior

Full Baths	1 Bath
Plumbing Fixtures	3 Plumbing Fixtures
Stories	1 Story
Building Area	1,260 sqft Living Area
Gross Area	2,400 sqft
1st Floor Area	1,260 sqft
Basement Area	1,140 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1987
Architectural Style	Custom Design
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	31,784 sqft (0.73 acres)
Lot Dimensions	150 ft deep x 152 ft wide
Terrain	Mountain
Garage Type	Detached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	184 sqft
Patio Area	280 sqft
Canopy	280 sqft

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	149 POLK ST
City	ERWIN
State	TN
Zip	37650-1948
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EVERGREEN BLK F LOT 27- INCLUDES UNNUMBERED LOTS 226X149 IRR
Legal Subdivision	EVERGREEN
Legal Block	F
Legal Lot Number	27
Jurisdiction	UNICOI TN
Township / Civil Division	1
Census Block Group	2
Census Block	2033
Census Tract	80200

Owner

Source: Unicoi County records, as of October 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8024 CALVIN HALL RD, FORT MILL, SC 29707-8737
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 25, 2025	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Nov 30, 2023	Warranty Deed, Transfer · VA Mortgage MOVEMENT MORTGAGE
Jun 2, 2023	Warranty Deed, Transfer · Line of Credit GREENVILLE FSLA
May 3, 2023	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 30, 2023 · Amount on Record
Deed Sale	Nov 30, 2023 · Amount on Record
Prior Sale	Jun 2, 2023 · Amount on Record
Deed Document Number	20232195
Deed Book / Page	476 / 198
Transfer Doc	0000343327
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNICOI TN
Property Address	149 POLK ST, ERWIN, TN 37650-1948
Transaction Type	Mortgage
Record Updated	Dec 11, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	149 POLK ST, ERWIN, TN 37650-1948

Mortgage

Document Number	0000498346
Date	Nov 25, 2025
Book Page	498/346
Instrument	25002608

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNICOI TN
Recording Date	Nov 30, 2023
Property Address	149 POLK ST, ERWIN, TN 37650-1948
Document Number	0000476198
Book / Page	476 / 198
Instrument Date	Nov 30, 2023
Instrument	23002195
Transaction Type	Transfer
Record Updated	Dec 15, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$998.63
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8024 CALVIN HALL RD, INDIAN LAND, SC 29707-8737

Mortgage

Document Number	0023002196
Date	Nov 30, 2023
Instrument	23002196

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNICOI TN
Recording Date	Jun 2, 2023
Property Address	149 POLK ST, ERWIN, TN 37650-1948
Document Number	0000470665
Book / Page	470 / 665
Instrument Date	May 25, 2023
Instrument	23000964
Transaction Type	Transfer
Record Updated	Jun 15, 2023
Title Company	NOT AVAILABLE, FOUNDATION T&E SERIES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$407.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3101 W MARKET ST, JOHNSON CITY, TN 37604-9349
Investor	Possibly a Property Investor

Mortgage

Document Number	0023000965
Date	Jun 2, 2023
Instrument	23000965

Lender

Name	GREENVILLE FSLA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	11 Months
Due	May 25, 2024

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNICOI TN
Recording Date	May 3, 2023
Property Address	149 POLK ST, ERWIN, TN 37650-1948
Document Number	0000469955
Book / Page	469 / 955
Instrument Date	May 3, 2023
Instrument	23000796
Transaction Type	Transfer
Record Updated	May 23, 2023

Transaction

Amount	Amount Recorded
Tax	$296.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	106 UNION ST, ERWIN, TN 37650-1144

Tax Assessment & Valuation

Source: Unicoi County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Unicoi County
Unified School District	Unicoi County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$938.00 (+3.76%)	$35,925 (+3.75%) Land $8,075 Building $27,850	$143,700 (-) Land $32,300 Building $111,400
2024	$904.00 (+11.06%)
2023		$34,625 (-) Land $8,075 Building $26,550
2022	$814.00	$34,625 Land $8,075 Building $26,550	$143,700 Land $32,300 Building $111,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 23, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	1 (1981)
Most Recent Claim	Jun 1981 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 52% of Tennessee
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ERWIN UTILITIES AUTHORITY serves 12,478 people · EPA ID TN0000231
Water Source	Groundwater influenced by surface water
Last State Inspection	Feb 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 259 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35
Erwin Fiber Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Point Broadband.

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