141 Polk St, Erwin, TN 37650 Property Records

Unicoi County property record for 141 Polk St, Erwin, TN 37650

Property Summary

Property Type	Single Family Home
Details	1 ba · 656 sqft · built 1943
Lot Size	0.189 acres (8,232 sqft)
Owner	Individual Name on File
Last Sale	$70,000 (Jun 2019)
Tax Bill	$546 (2025)
Deeds & Mortgages	Jun 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`031O-B-007.00`

Property Details

APN / Parcel Number

Primary APN	`031O-B-007.00`
Alternative APNs	`086031O B 00700` `000008763`

Interior

Full Baths	1 Bath
Plumbing Fixtures	3 Plumbing Fixtures
Stories	1 Story
Building Area	656 sqft Living Area
1st Floor Area	656 sqft
Basement Area	80 sqft
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 1943
Effective Year Built	Effective 2002
Architectural Style	Custom Design
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	8,232 sqft (0.189 acres)
Lot Dimensions	150 ft deep x 50 ft wide
Terrain	Rolling
Garage Type	Carport
Garage Area	220 sqft
Carport	Carport
Carport Area	220 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open/Unfinished Porch
Porch Area	32 sqft
Deck Area	Deck Area
Patio Area	80 sqft
Utility Building	180 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	141 POLK ST
City	ERWIN
State	TN
Zip	37650-1948
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EVERGREEN BLK F LOT 25 50X149
Legal Subdivision	EVERGREEN
Legal Block	F
Legal Lot Number	25
Jurisdiction	UNICOI TN
Township / Civil Division	1
Census Block Group	2
Census Block	2033
Census Tract	80200

Owner

141 Polk St is owned and occupied by an individual who bought it in June 2019.

Source: Unicoi County records, as of March 25, 2026

Owner of Record	Individual Name on File
Mailing Address	141 POLK ST, ERWIN, TN 37650-1948
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 10, 2019 · Amount on File
Deed Sale	Jun 10, 2019 · Amount on File
Deed Document Number	20191086
Deed Book / Page	423 / 297
Record Updated	Jun 8, 2026

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNICOI TN
Recording Date	Jun 10, 2019
Property Address	141 POLK ST, ERWIN, TN 37650-1948
Document Number	423297
Book / Page	000423 / 000297
Instrument Date	Jun 6, 2019
Instrument	1086
Transaction Type	Transfer
Record Updated	Jun 20, 2019
Title Company	EVERGREEN TITLE AND CLOSING LLC, EVERGREEN TITLE & CLOSING LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$259.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41 POLK ST ERWIN TN 37650, ERWIN, TN 37650

Mortgage

Document Number	423316
Date	Jun 10, 2019
Book Page	000423/000316
Instrument	1088

Lender

Name	HOUSING & CMNTY DEV DEPT
Type	Construction/Development Company
Address	3RD FL 502 DEADERICK ST, NASHVILLE, TN 37243

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Mortgage

Document Number	423300,
Date	Jun 10, 2019
Book Page	000423/000300
Instrument	1087

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 9, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 141 Polk St was $546.

Source: Unicoi County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Unicoi County
Unified School District	Unicoi County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$546.00	$20,925 Land $3,125 Building $17,800	$83,700 Land $12,500 Building $71,200
2024	$546.00
2023		$20,925 (-) Land $3,125 Building $17,800
2022	$492.00	$20,925 Land $3,125 Building $17,800	$83,700 Land $12,500 Building $71,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 141 Polk St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective August 23, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	1 (1981)
Most Recent Claim	Jun 1981 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 141 Polk St is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 52% of Tennessee
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ERWIN UTILITIES AUTHORITY serves 12,478 people · EPA ID TN0000231
Water Source	Groundwater influenced by surface water
Last State Inspection	Feb 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 259 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35
Erwin Fiber Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Point Broadband.

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