144 Oak Ter Dr, Crestview, FL 32539 Property Records

Okaloosa County property record for 144 Oak Ter Dr, Crestview, FL 32539

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,008 sqft · built 1988
Lot Size	0.158 acres (6,888 sqft)
Owner	2 Individual Names on Record
Last Sale	$92,900 (Jul 2004)
Tax Bill	$304 (2025)
Deeds & Mortgages	Mar 2024 Transfer Feb 2024 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C56-000-597-1564-9`

Property Details

APN / Parcel Number

Primary APN	`C56-000-597-1564-9`
Alternative APNs	`29-3N-23-2215-000C-0170` `23N3292215000C0170`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,008 sqft Living Area
Gross Area	1,656 sqft
1st Floor Area	1,008 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Wood
Lot Area	6,888 sqft (0.158 acres)
Garage Type	Attached
Garage Area	480 sqft
Driveway	Driveway
Porch	Finished/Open Porch
Porch Area	68 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	144 OAK TERRACE DR
City	CRESTVIEW
State	FL
Zip	32539-8386
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SHOAL TERRACE EST LOT 17 BLK C
Legal Range	23W
Legal Township	03N
Legal Section	29
Legal Subdivision	SHOAL TERRACE EST
Legal Block	C
Legal Lot Number	17
Jurisdiction	OKALOOSA FL
Township / Civil Division	CRESTVIEW
Census Block Group	2
Census Block	2030
Census Tract	20702

Owner

Source: Okaloosa County records, as of August 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	144 OAK TERRACE DR, CRESTVIEW, FL 32539-8386
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Mar 14, 2024	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Feb 7, 2024	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Mar 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage EGLIN FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 9, 2004 · Amount on Record
Deed Sale	Jul 9, 2004 · Amount on Record
Deed Document Number	20042137388
Deed Book / Page	2546 / 1414
Last Transfer Date	Jan 31, 2025
Transfer Doc	0003735753
Record Updated	Sep 20, 2026

March 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OKALOOSA FL
Recording Date	Mar 14, 2024
Property Address	144 OAK TERRACE DR, CRESTVIEW, FL 32539-8386
Document Number	0003676526
Map Reference	MB 11 PG 32
Instrument Date	Mar 11, 2024
Instrument	3676526
Transaction Type	Transfer
Record Updated	Apr 9, 2024
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	144 OAK TERRACE DR, CRESTVIEW, FL 32539-8386

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2965 DRUE FOX WAY, SEVIERVILLE, TN 37862-7891

February 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OKALOOSA FL
Recording Date	Feb 7, 2024
Property Address	144 OAK TERRACE DR, CRESTVIEW, FL 32539-8386
Document Number	0003670024
Map Reference	MB 11 PG 32
Instrument Date	Feb 5, 2024
Instrument	3670024
Transaction Type	Transfer
Record Updated	Feb 29, 2024
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	144 OAK TERRACE DR, CRESTVIEW, FL 32539-8386

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2965 DRUE FOX WAY, SEVIERVILLE, TN 37862-7891

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	144 OAK TERRACE DR, CRESTVIEW, FL 32539-8386
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0034490266
Date	Mar 10, 2020
Book Page	3449/266
Instrument	3343642

Lender

Name	EGLIN FCU
Type	Credit Union
Address	FORT WALTON BEACH, FL 32547

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2035

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Municipality	Crestview City
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$304.00 (-1.62%)	$91,493 (+5.99%)	$175,694 (-3.02%) Land $47,080 Building $128,614
2023	$309.00 (+3%) Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption Additional exemption filed	$86,324 (+3%)	$181,160 (+18.17%) Land $40,000 Building $141,160
2022	$300.00 Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption Additional exemption filed	$83,810	$153,308 Land $25,718 Building $127,590

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CRESTVIEW, CITY OF WATER DEPT. serves 34,789 people · EPA ID FL1460182
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 227 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
AT&T Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 35

May also be available: Verizon.

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