149 N High St, Covington, OH 45318 Property Records

Miami County property record for 149 N High St, Covington, OH 45318

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,451 sqft · built 1920
Lot Size	0.13 acres (5,663 sqft)
Owner	Individual Name on Record
Last Sale	$254,900 (Feb 2025)
Tax Bill	$2,427 (2025)
Deeds & Mortgages	Feb 2023 Line of Credit Nov 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`H19-002460`

Property Details

APN / Parcel Number

Primary APN	`H19-002460`
Alternative APN	`080530.1-05-024-00`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,451 sqft Living Area
1st Floor Area	2,982 sqft
Upper Floors Area	960 sqft
Basement Area	1,491 sqft
Unfinished Basement	1,491 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Conventional
Exterior Material	Brick
Lot Area	5,663 sqft (0.13 acres)
Lot Dimensions	126 ft deep x 44 ft wide
Garage Type	Mixed
Garage Area	396 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	176 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	149 N HIGH ST
City	COVINGTON
State	OH
Zip	45318-1307
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	IN LOT 147 41 1/2 & IN LOT 148 3 S SIDE
Legal Subdivision	VILLAGE OF COVINGTON
Legal Lot Number	147
Jurisdiction	MIAMI OH
Township / Civil Division	NEWBERRY
Census Block Group	2
Census Block	2014
Census Tract	325000

Owner

Source: Miami County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	149 N HIGH ST, COVINGTON, OH 45318-1307
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 9, 2023	Deed of Trust, Mortgage · Line of Credit US BANK NA
Nov 15, 2019	Warranty Deed, Transfer · Conventional with PMI GREENVILLE FED'L

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 10, 2025 · Amount on Record
Deed Sale	Feb 10, 2025 · Amount on Record
Prior Sale	Nov 15, 2019 · Amount on Record
Deed Document Number	20251276
Record Updated	Oct 29, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	149 N HIGH ST, COVINGTON, OH 45318-1307
Transaction Type	Mortgage
Record Updated	Mar 1, 2023
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	149 N HIGH ST, COVINGTON, OH 45318-1307

Mortgage

Document Number	0000001393
Date	Feb 9, 2023
Instrument	2023OR-01393

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIAMI OH
Recording Date	Nov 15, 2019
Property Address	149 N HIGH ST, COVINGTON, OH 45318-1307
Document Number	0000013732
Instrument Date	Nov 8, 2019
Instrument	13732
Transaction Type	Transfer
Record Updated	Dec 5, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$278.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	690 WAGNER AVE GREENVILLE OH 453312649, GREENVILLE, OH 45331-2649

Mortgage

Document Number	13733
Date	Nov 15, 2019
Instrument	13733

Lender

Name	GREENVILLE FED'L
Type	Funding / Finance Company
Address	GREENVILLE, OH 45331

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Nov 14, 2049

Tax Assessment & Valuation

Source: Miami County assessment roll, as of March 6, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Miami County
County Subdivision	Newberry Township
Municipality	Covington Village
Unified School District	Covington Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,427.00 (+20.87%) Homeowner's exemption	$80,360 (+49.84%) Land $7,630 Building $72,730	$229,600 (+49.87%) Land $21,800 Building $207,800
2024	$2,008.00 (+3.77%) Homeowner's exemption	$53,630 (-) Land $8,230 Building $45,400
2023	$1,935.00 (-3.39%) Homeowner's exemption	$53,630 (-) Land $8,230 Building $45,400	$153,200 (-) Land $23,500 Building $129,700
2022	$2,003.00 Homeowner's exemption	$53,630 Land $8,230 Building $45,400	$153,200 Land $23,500 Building $129,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	5 (1978–2017)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Nov 2017 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COVINGTON VILLAGE PWS serves 2,718 people · EPA ID OH5500112
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 532 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on N High St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures