Albemarle County property record for 149 Mill Creek Dr, Charlottesville, VA 22902
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,604 sqft · built 1989 |
| Lot Size | 0.321 acres (13,983 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $577,500 (Jul 2026) |
| Tax Bill | $5,214 (2026) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage Sep 2017 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 090C0-00-00-09200 |
| Primary APN | 090C0-00-00-09200 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,604 sqft Finished Area |
| Flooring | Parquet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Traditional |
| Exterior Material | Wood Siding |
| Construction Type | Wood |
| Roof Material | Wood |
| Lot Area | 13,983 sqft (0.321 acres) |
| View / Lot | Proximity to Airport |
| Garage Area | 468 sqft |
| Pool Area | 512 sqft |
| Patio Area | 324 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Street Address | 149 MILL CREEK DR |
|---|---|
| City | CHARLOTTESVILLE |
| State | VA |
| Zip | 22902-8716 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PLANNED UN |
| Legal Description | MILL CREEK 3 92 PH-1 |
| Legal Subdivision | MILL CREEK |
| Jurisdiction | ALBEMARLE VA |
| Township / Civil Division | SCOTTSVILLE |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 11303 |
Source: Albemarle County records, as of August 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 149 MILL CREEK DR, CHARLOTTESVILLE, VA 22902-8716 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jul 31, 2026 | Deed, Transfer · Conventional Mortgage BANK OF THE JAMES |
| Sep 18, 2017 | Quit Claim Deed, Transfer COURT SQUARE TITLE |
| Mar 24, 2017 | Grant Deed, Transfer · Conventional Mortgage FULTON BK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 31, 2026 · Amount on Record |
| Deed Sale | Jul 31, 2026 · Amount on Record |
| Prior Sale | Mar 24, 2017 · Amount on Record |
| Deed Document Number | 20267594 |
| Prior Transfer Date | Aug 16, 2017 |
| Prior Transfer Doc | 0000010813 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ALBEMARLE VA |
| Recording Date | Jul 31, 2026 |
| Property Address | 149 MILL CREEK DR, CHARLOTTESVILLE, VA 22902-8716 |
| Document Number | 0000007594 |
| Instrument Date | Jul 13, 2026 |
| Instrument | 20267594 |
| Transaction Type | Transfer |
| Record Updated | Aug 20, 2026 |
| Title Company | STEWART TITLE, STEWART TITLE GUARANTY COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $58,327.50 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 149 MILL CREEK DR, CHARLOTTESVILLE, VA 22902-8716 |
| Document Number | 0000007595, |
|---|---|
| Date | Jul 31, 2026 |
| Instrument | 20267595 |
| Name | BANK OF THE JAMES |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.47% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ALBEMARLE VA |
| Recording Date | Sep 18, 2017 |
| Property Address | 149 MILL CREEK DR, CHARLOTTESVILLE, VA 22902-8716 |
| Document Number | 0000010813 |
| Book / Page | 004960 / 000460 |
| Instrument Date | Aug 16, 2017 |
| Instrument | 10813 |
| Transaction Type | Transfer |
| Record Updated | Oct 23, 2017 |
| Title Company | COURT SQUARE TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 149 MILL CREEK DR CHARLOTTESVILLE VA 229028716, CHARLOTTESVILLE, VA 22902-8716 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ALBEMARLE VA |
| Recording Date | Mar 24, 2017 |
| Property Address | 149 MILL CREEK DR, CHARLOTTESVILLE, VA 22902-8716 |
| Document Number | 0000003336 |
| Book / Page | 004889 / 000263 |
| Instrument Date | Mar 20, 2017 |
| Instrument | 3336 |
| Transaction Type | Transfer |
| Record Updated | Jun 23, 2017 |
| Title Company | OTHER |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $339.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 149 MILL CREEK DR CHARLOTTESVILLE VA 229028716, CHARLOTTESVILLE, VA 22902-8716 |
| Document Number | 3337 |
|---|---|
| Date | Mar 24, 2017 |
| Book Page | 004889/000266 |
| Instrument | 3337 |
| Name | FULTON BK NA |
|---|---|
| Address | LANCASTER, PA 17602 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 23, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.12% |
Source: Albemarle County assessment roll, as of June 15, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Albemarle County |
| Unified School District | Albemarle County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,214.00 (+11.96%) | $583,200 (+11.94%) Land $200,000 Building $383,200 | $583,200 (+11.94%) Land $200,000 Building $383,200 |
| 2025 | $4,657.00 (+21.02%) | $521,000 (+15.6%) Land $144,000 Building $377,000 | $521,000 (+15.6%) Land $144,000 Building $377,000 |
| 2023 | $3,848.00 | $450,700 Land $144,000 Building $306,700 | $450,700 Land $144,000 Building $306,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ACSA URBAN AREA serves 77,408 people · EPA ID VA2003053 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 221 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Ting Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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