119 Mill Creek Dr, Charlottesville, VA 22902 Property Records

Albemarle County property record for 119 Mill Creek Dr, Charlottesville, VA 22902

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,046 sqft · built 1989
Lot Size	0.278 acres (12,110 sqft)
Owner	Individual Name on Record
Last Sale	$360,000 (May 2018)
Tax Bill	$5,391 (2026)
Deeds & Mortgages	Oct 2020 Mortgage May 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`090C0-00-00-08800`

Property Details

APN / Parcel Number

Primary APN	`090C0-00-00-08800`
Alternative APN	`36881`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,046 sqft Finished Area
Family Room	Family Room
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Traditional
Exterior Material	Wood Siding
Construction Type	Wood
Roof Material	Wood
Lot Area	12,110 sqft (0.278 acres)
View / Lot	Proximity to Airport
Garage Type	Carport
Garage Area	234 sqft
Carport	Carport
Carport Area	234 sqft

Exterior Amenities

Porch	Slab
Porch Area	40 sqft
Deck Area	413 sqft
Patio Area	440 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Street Address	119 MILL CREEK DR
City	CHARLOTTESVILLE
State	VA
Zip	22902-8716
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PLANNED UN
Legal Description	MILL CREEK 3 88 PH-1
Legal Subdivision	MILL CREEK
Jurisdiction	ALBEMARLE VA
Township / Civil Division	SCOTTSVILLE
Census Block Group	2
Census Block	2006
Census Tract	11303

Owner

Source: Albemarle County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	119 MILL CREEK DR, CHARLOTTESVILLE, VA 22902-8716
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage TRUIST BK
May 23, 2018	Grant Deed, Transfer · Conventional Mortgage SUNTRUST MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 23, 2018 · Amount on Record
Deed Sale	May 23, 2018 · Amount on Record
Prior Sale	Sep 26, 2014 · Amount on Record
Deed Document Number	20185588
Deed Book / Page	5050 / 174
Record Updated	Sep 20, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	119 MILL CREEK DR, CHARLOTTESVILLE, VA 22902-8716
Document Number	0000014859
Instrument Date	Oct 7, 2020
Transaction Type	Mortgage
Record Updated	Nov 2, 2020
Title Company	BOSTON NATIONAL TITLE, BOSTON NAT'L TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	119 MILL CREEK DR CHARLOTTESVILLE VA 229028716, CHARLOTTESVILLE, VA 22902-8716

Mortgage

Document Number	0000014859
Date	Oct 21, 2020
Book Page	005410/000574
Instrument	14859

Lender

Name	TRUIST BK
Address	RICHMOND, VA 23224

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 20, 2035

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALBEMARLE VA
Recording Date	May 23, 2018
Property Address	119 MILL CREEK DR, CHARLOTTESVILLE, VA 22902-8716
Document Number	0000005588
Book / Page	005050 / 000174
Instrument Date	Apr 27, 2018
Instrument	5588
Transaction Type	Transfer
Record Updated	Jun 8, 2018
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$360.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	119 MILL CREEK DR CHARLOTTESVILLE VA 229028716, CHARLOTTESVILLE, VA 22902-8716

Mortgage

Document Number	5589
Date	May 23, 2018
Book Page	005050/000177
Instrument	5589

Lender

Name	SUNTRUST MTG
Type	Mortgage Company
Address	RICHMOND, VA 23224

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	May 22, 2038

Tax Assessment & Valuation

Source: Albemarle County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,391.00 (+8.06%)	$603,000 (+8.05%) Land $200,000 Building $403,000	$603,000 (+8.05%) Land $200,000 Building $403,000
2025	$4,989.00 (+21.86%)	$558,100 (+16.39%) Land $144,000 Building $414,100	$558,100 (+16.39%) Land $144,000 Building $414,100
2023	$4,094.00	$479,500 Land $144,000 Building $335,500	$479,500 Land $144,000 Building $335,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ACSA URBAN AREA serves 77,408 people · EPA ID VA2003053
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 266 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Ting Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Mill Creek Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures