149 Lynne Dr, Berea, KY 40403 Property Records

Madison County property record for 149 Lynne Dr, Berea, KY 40403

Property Summary

Property Type	Single Family Home
Lot Size	0.785 acres (34,230 sqft)
Owner	2 Individual Names on Record
Last Sale	$30,000 (Oct 2026)
Tax Bill	$202 (2025)
Deeds & Mortgages	Oct 2026 Sale Mar 2021 Line of Credit + 1 more
Flood Zone	Zone AE (high risk)
APN	`0073-0004-0025`

Property Details

APN / Parcel Number

Primary APN	`0073-0004-0025`
Alternative APNs	`130349` `93204` `60142`

Exterior

Lot Area	34,230 sqft (0.785 acres)

Location & Zoning

Account Number	60142
Street Address	149 LYNNE DR
City	BEREA
State	KY
Zip	40403-1267
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ROARING CREEK ESTS LOT 25 BLK 2
Legal Subdivision	ROARING CREEK EST
Legal Block	2
Legal Lot Number	25
Jurisdiction	MADISON KY
Township / Civil Division	BEREA
Census Block Group	3
Census Block	3014
Census Tract	11202

Owner

Source: Madison County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	147 LYNNE DR, BEREA, KY 40403-1267
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2026	Deed, Transfer LAND TITLE, LAND GROUP TITLE
Mar 25, 2021	Deed of Trust, Mortgage · Line of Credit OWINGSVILLE BANKING CO
Aug 13, 2020	Deed, Transfer · Line of Credit OWINGSVILLE BANKING CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 6, 2026 · Amount on Record
Deed Sale	Oct 6, 2026 · Amount on Record
Prior Sale	Aug 13, 2020 · Amount on Record
Deed Document Number	202614381204
Deed Book / Page	889 / 224
Record Updated	Oct 29, 2026

October 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Oct 6, 2026
Property Address	149 LYNNE DR, BEREA, KY 40403-1267
Document Number	0014381204
Book / Page	889 / 224
Instrument Date	Sep 30, 2026
Instrument	202614381204
Transaction Type	Transfer
Record Updated	Oct 20, 2026
Title Company	LAND TITLE, LAND GROUP TITLE

Transaction

Amount	Amount Recorded
Tax	$3,030.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman
Address	147 LYNNE DR, BEREA, KY 40403-1267

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	149 LYNNE DR, BEREA, KY 40403-1267
Transaction Type	Mortgage
Record Updated	Dec 17, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0M2036/527
Date	Mar 25, 2021
Book Page	M2036/527
Instrument	2014032155

Lender

Name	OWINGSVILLE BANKING CO
Type	Bank
Address	OWINGSVILLE, KY 40360

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	232 Months
Due	Jul 6, 2040

August 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Aug 13, 2020
Property Address	149 LYNNE DR, BEREA, KY 40403-1267
Document Number	D00792/431
Book / Page	D00792 / 431
Map Reference	MB 14 PG 9
Instrument Date	Jun 24, 2020
Instrument	2014018076
Transaction Type	Transfer
Record Updated	Dec 17, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$21.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 374, BEREA, KY 40403-0374

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	147 LYNNE DR, BEREA, KY 40403-1267

Mortgage

Document Number	2014018077
Date	Aug 13, 2020
Instrument	2014018077

Lender

Name	OWINGSVILLE BANKING CO
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	238 Months
Due	Jun 24, 2040

Tax Assessment & Valuation

Source: Madison County assessment roll, as of December 9, 2025

Property Jurisdictions

Type	Name
State	Kentucky
Municipality	Berea City
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$202.00 (-2.88%)	$21,500 (-)	$21,500 (-)
2023	$208.00	$21,500	$21,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHERN MADISON WATER DISTRICT serves 14,707 people · EPA ID KY0760407
Water Source	Purchased surface water from BEREA MUNICIPAL UTILITIES
Last State Inspection	May 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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