143 Lynne Dr, Berea, KY 40403 Property Records

Madison County property record for 143 Lynne Dr, Berea, KY 40403

Property Summary

Property Type	Single Family Home
Lot Size	0.561 acres (24,463 sqft)
Owner	2 Individual Names on File
Last Sale	$252,400 (Mar 2020)
Tax Bill	$1,917 (2025)
Deeds & Mortgages	May 2026 Mortgage Sep 2023 Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`0073-0004-0022`

Property Details

APN / Parcel Number

Primary APN	`0073-0004-0022`
Alternative APNs	`128045` `90899` `57695`

Exterior

Lot Area	24,463 sqft (0.561 acres)

Location & Zoning

Account Number	57695
Street Address	143 LYNNE DR
City	BEREA
State	KY
Zip	40403-1267
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ROARING CREEK ESTS LOT 22 BLK 2
Legal Subdivision	ROARING CREEK EST
Legal Block	2
Legal Lot Number	22
Jurisdiction	MADISON KY
Township / Civil Division	BEREA
Census Block Group	3
Census Block	3014
Census Tract	11202

Owner

143 Lynne Dr is owned and occupied by two individuals who bought it in March 2020.

Source: Madison County records, as of May 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	143 LYNNE DR, BEREA, KY 40403-1267
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 12, 2026	Deed of Trust, Mortgage · VA Mortgage ADVANTAGEFIRST LNDG INC
Sep 13, 2023	Deed of Trust, Mortgage · VA Mortgage LOANDRONE INC
Feb 22, 2021	Deed of Trust, Mortgage · VA Mortgage LAKEVIEW LOAN SERVICING LLC
Mar 2, 2020	Warranty Deed, Subdivision Related Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 2, 2020 · Amount on File
Deed Sale	Mar 2, 2020 · Amount on File
Deed Document Number	202014008169
Deed Book / Page	785 / 166
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Recording Date	May 12, 2026
Property Address	143 LYNNE DR, BEREA, KY 40403-1267
Document Number	0014347578
Book / Page	2467 / 1
Instrument Date	May 4, 2026
Instrument	202614347578
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	143 LYNNE DR, BEREA, KY 40403-1267

Mortgage

Document Number	0014347578,
Date	May 12, 2026
Book Page	2467/1
Instrument	202614347578

Lender

Name	ADVANTAGEFIRST LNDG INC

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.46%
Max Rate	-1%

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	143 LYNNE DR, BEREA, KY 40403-1267
Transaction Type	Mortgage
Record Updated	Oct 11, 2023
Title Company	VANTAGE POINT TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	143 LYNNE DR, BEREA, KY 40403-1267

Mortgage

Document Number	00M2259/21
Date	Sep 13, 2023
Book Page	M2259/21
Instrument	2014167020

Lender

Name	LOANDRONE INC
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2053

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	143 LYNNE DR, BEREA, KY 40403-1267
Transaction Type	Mortgage
Record Updated	Feb 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0M2024/226
Date	Feb 22, 2021
Book Page	M2024/226
Instrument	2014029723

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company
Address	MIAMI, FL 33146

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

March 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON KY
Recording Date	Mar 2, 2020
Property Address	143 LYNNE DR, BEREA, KY 40403-1267
Document Number	D00785/166
Book / Page	D00785 / 166
Map Reference	MB 14 PG 9
Instrument Date	Feb 27, 2020
Instrument	2014008169
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 17, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$252.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5668 SCAFFOLD CANE RD, MOUNT VERNON, KY 40456-7192

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	143 LYNNE DR, BEREA, KY 40403-1267

Mortgage

Document Number	2014008170
Date	Mar 2, 2020
Instrument	2014008170

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 143 Lynne Dr was $1,917 with a homeowner's exemption.

Source: Madison County assessment roll, as of December 9, 2025

Property Jurisdictions

Type	Name
State	Kentucky
Municipality	Berea City
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,917.00 Homeowner's exemption	$252,400	$252,400
2023	$1,998.00 Homeowner's exemption	$252,400	$252,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 143 Lynne Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 143 Lynne Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHERN MADISON WATER DISTRICT serves 14,707 people · EPA ID KY0760407
Water Source	Purchased surface water from BEREA MUNICIPAL UTILITIES
Last State Inspection	May 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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