149 Kentucky St, Laredo, TX 78041 Property Records

Webb County property record for 149 Kentucky St, Laredo, TX 78041

Property Summary

Property Type	Single Family Home
Details	2,409 sqft · built 1979
Lot Size	0.192 acres (8,371 sqft)
Owner	Company Name on File
Last Sale	$42,560 (Aug 2023)
Tax Bill	$1,306 (2025)
Deeds & Mortgages	Aug 2023 Second Mortgage May 2020 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`923-00019-380`

Property Details

APN / Parcel Number

Primary APN	`923-00019-380`
Alternative APN	`215226`

Interior

Stories	1 Story
Building Area	2,409 sqft Living Area
1st Floor Area	2,409 sqft

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	8,371 sqft (0.192 acres)
Lot Dimensions	90 ft deep x 72 ft wide
Garage Type	Carport
Garage Area	400 sqft
Carport	Carport
Carport Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	168 sqft

Location & Zoning

Street Address	149 KENTUCKY ST
City	LAREDO
State	TX
Zip	78041-3227
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 380 BLK 19 HILLSIDE TERRACE VI
Legal Subdivision	HILLSIDE TERRACE
Legal Block	19
Legal Lot Number	380
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO
Census Block Group	1
Census Block	1000
Census Tract	1719

Owner

149 Kentucky St is owned by a company that bought it in August 2023 and is owner-occupied.

Source: Webb County records, as of September 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	149 KENTUCKY ST, LAREDO, TX 78041-3227
Occupancy	Owner Occupied
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Aug 14, 2023	Intrafamily Transfer, Transfer · Stand-Alone Second Mortgage CREDIT HUMAN FCU
May 7, 2020	Deed of Trust, Mortgage · FHA Mortgage BANK OF ENGLAND
Jan 10, 2019	Vendor's Lien, Transfer · FHA Mortgage BANK OF ENGLAND

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 14, 2023 · Amount on File
Deed Sale	Aug 14, 2023 · Amount on File
Prior Sale	Jan 10, 2019 · Amount on File
Deed Document Number	20231507663
Deed Book / Page	5514 / 213
Prior Transfer Date	Jan 8, 2019
Prior Transfer Doc	004533/256
Record Updated	Oct 29, 2026

August 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WEBB TX
Recording Date	Aug 14, 2023
Property Address	149 KENTUCKY ST, LAREDO, TX 78041-3227
Document Number	005514/213
Book / Page	5514 / 213
Map Reference	VOL 3 PG 12A
Instrument Date	Aug 8, 2023
Instrument	1507663
Transaction Type	Transfer
Record Updated	Aug 25, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	149 KENTUCKY ST, LAREDO, TX 78041-3227
Investor	Possibly a Property Investor

Mortgage

Document Number	0001507665
Date	Aug 14, 2023
Instrument	1507665

Lender

Name	CREDIT HUMAN FCU
Type	Credit Union

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	181 Months
Due	Sep 1, 2038

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	149 KENTUCKY ST, LAREDO, TX 78041-3227
Transaction Type	Mortgage
Record Updated	May 20, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4779/410
Date	May 7, 2020
Book Page	4779/410
Instrument	1391102

Lender

Name	BANK OF ENGLAND
Type	Bank
Address	LITTLE ROCK, AR 72201

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2050

January 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Jan 10, 2019
Property Address	149 KENTUCKY ST, LAREDO, TX 78041-3227
Document Number	004533/256
Book / Page	4533 / 256
Map Reference	VOL 3 PG 12A
Instrument Date	Jan 8, 2019
Instrument	1349342
Transaction Type	Transfer
Record Updated	Mar 1, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	149 KENTUCKY ST, LAREDO, TX 78041-3227

Mortgage

Document Number	0001349343
Date	Jan 10, 2019
Instrument	1349343

Lender

Name	BANK OF ENGLAND
Type	Bank
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 149 Kentucky St was $1,306 with a homeowner's exemption, down 17.4% from the year before.

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$256,704 (-0.54%) Land $102,963 Building $153,741	$256,704 (-0.54%) Land $102,963 Building $153,741
2025	$1,306.00 (-17.39%) Homeowner's exemption	$258,095 Land $102,963 Building $155,132	$258,095 Land $102,963 Building $155,132
2024	$1,581.00
2023		$245,396 (+11.6%) Land $52,487 Building $192,909	$245,396 (+11.6%) Land $52,487 Building $192,909
2022	$1,406.00 Homeowner's exemption	$219,882 Land $52,487 Building $167,395	$219,882 Land $52,487 Building $167,395

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 149 Kentucky St in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 64 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	64 in force
Nearby Flood Claims	10 (1995–2017)
Most Recent Claim	May 2017 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jul 2007 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 149 Kentucky St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 610 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Smartcom Telephone.

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