147 Kentucky St, Laredo, TX 78041 Property Records

Webb County property record for 147 Kentucky St, Laredo, TX 78041

Property Summary

Property Type	Single Family Home
Details	2,044 sqft · built 1979
Lot Size	0.197 acres (8,559 sqft)
Owner	Company Name on File
Tax Bill	$1,138 (2025)
Deeds & Mortgages	May 2022 Mortgage May 2020 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`923-00019-379`

Property Details

APN / Parcel Number

Primary APN	`923-00019-379`
Alternative APN	`215225`

Interior

Stories	1 Story
Building Area	2,044 sqft Living Area
Gross Area	2,484 sqft
1st Floor Area	2,044 sqft

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	8,559 sqft (0.197 acres)
Lot Dimensions	106 ft deep x 72 ft wide
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Pool House	187 sqft
Porch	Open Porch
Porch Area	132 sqft

Location & Zoning

Street Address	147 KENTUCKY ST
City	LAREDO
State	TX
Zip	78041-3227
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 379 BLK 19 HILLSIDE TERRACE VI
Legal Subdivision	HILLSIDE TERRACE
Legal Block	19
Legal Lot Number	379
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO
Census Block Group	1
Census Block	1000
Census Tract	1719

Owner

147 Kentucky St is owned by a company and is owner-occupied.

Source: Webb County records, as of September 1, 2026

Owner of Record	Company Name on File
Mailing Address	147 KENTUCKY ST, LAREDO, TX 78041-3227
Occupancy	Owner Occupied
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 11, 2022	Deed of Trust, Mortgage · Conventional Mortgage GOODLEAP LLC
May 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOANPAL LLC
Feb 27, 2019	Deed of Trust, Mortgage · Stand-Alone First Mortgage PARAMOUNT EQUITY MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	147 KENTUCKY ST, LAREDO, TX 78041-3227
Transaction Type	Mortgage
Record Updated	May 24, 2022
Title Company	NATIONAL CLOSING SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	005270/757
Date	May 11, 2022
Book Page	5270/757
Instrument	1467372

Lender

Name	GOODLEAP LLC
Type	Non-Lending Institution
Address	ROSEVILLE, CA 95661

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jun 1, 2037

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	147 KENTUCKY ST, LAREDO, TX 78041-3227
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4785/495
Date	May 20, 2020
Book Page	4785/495
Instrument	1392167

Lender

Name	LOANPAL LLC
Type	Non-Lending Institution
Address	ROSEVILLE, CA 95661

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jun 1, 2035

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	147 KENTUCKY ST, LAREDO, TX 78041-3227
Transaction Type	Mortgage
Record Updated	Mar 7, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4556/782
Date	Feb 27, 2019
Book Page	4556/782
Instrument	1353344

Lender

Name	PARAMOUNT EQUITY MORTGAGE LLC
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	181 Months
Due	Mar 1, 2034

Tax Assessment & Valuation

The 2025 property tax bill for 147 Kentucky St was $1,138 with exemptions applied, down 19.3% from the year before.

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$240,000 (+4.35%) Land $104,762 Building $135,238	$240,000 (+4.35%) Land $104,762 Building $135,238
2025	$1,138.00 (-19.35%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$230,000 Land $104,762 Building $125,238	$230,000 Land $104,762 Building $125,238
2024	$1,411.00
2023		$224,388 Land $53,409 Building $170,979	$224,388 Land $53,409 Building $170,979
2022	$1,353.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 147 Kentucky St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 64 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	64 in force
Nearby Flood Claims	10 (1995–2017)
Most Recent Claim	May 2017 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jul 2007 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 147 Kentucky St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 610 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Smartcom Telephone.

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