149 Harbor Dr, Key Biscayne, FL 33149 Property Records

Miami-Dade County property record for 149 Harbor Dr, Key Biscayne, FL 33149 · Last verified February 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 4,508 sqft · built 2008
Lot Size	0.183 acres (7,999 sqft)
Owner	2 Individual Names on File
Last Sale	$2,850,000 (Dec 2011)
Tax Bill	$42,214 (2025)
Deeds & Mortgages	Jan 2022 Mortgage
Flood Zone	Zone AE (high risk)
APN	`24-4232-006-0330`

Property Details

APN / Parcel Number

Primary APN	`24-4232-006-0330`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	4,508 sqft Living Area
Gross Area	8,441 sqft
Interior Walls	Wallboard/Drywall
Elevator	Elevator

Exterior

Year Built	Built 2008
Exterior Material	Stucco
Foundation Type	Footing
Roof Type	Prestressed Concrete
Roof Material	Bermuda Roof
Lot Area	7,999 sqft (0.183 acres)
Lot Dimensions	100 ft deep x 79 ft wide
Garage Area	182 sqft
Porch	Porch
Porch Area	307 sqft
Patio Area	150 sqft

Location & Zoning

Street Address	149 HARBOR DR
City	KEY BISCAYNE
State	FL
Zip	33149-1303
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	32 54 42 PB 53-39 TROPICAL ISLE HOMES SUB 4TH ADDN LOT 11 BLK 18 LOT SIZE 79.990 X 100 OR 17301-4469 0896 5 COC 23814-4839 09
Legal Range	42
Legal Township	54
Legal Section	32
Legal Subdivision	TROPICAL ISLE HOMES SUB
Legal Block	18
Legal Lot Number	11
Jurisdiction	DADE FL
Township / Civil Division	KEY BISCAYNE
Census Block Group	2
Census Block	2004
Census Tract	4602

Owner

Source: Miami-Dade County records · APN 24-4232-006-0330

Assessment roll updated July 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Co-owner	Verified Secondary Owner
Mailing Address	149 HARBOR DR, KEY BISCAYNE, FL 33149-1303
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 30, 2011 · Amount on Record
Deed Sale	Dec 30, 2011 · Amount on Record
Prior Sale	Sep 27, 2005 · Amount on Record
Deed Document Number	2011R0876783
Deed Book / Page	27946 / 3771
Record Updated	Jun 08, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DADE FL
Property Address	149 HARBOR DR, KEY BISCAYNE, FL 33149-1303
Transaction Type	Mortgage
Record Updated	Feb 16, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	149 HARBOR DR, KEY BISCAYNE, FL 33149-1303

Mortgage

Document Number	0000058219
Date	Jan 20, 2022
Book Page	32971/1845
Instrument	2022R0058219

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2052

Tax Assessment & Valuation

Source: Miami-Dade County records · Assessment roll updated July 1, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Florida
County	Miami-Dade County
Municipality	Key Biscayne Village
Unified School District	Dade County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$42,214.00 (+3.65%) Homeowner's exemption	$2,667,568 (+5.99%)	$3,752,137 (+5.21%) Land $1,975,753 Building $1,776,384
2023	$40,729.00 (+3.55%) Homeowner's exemption	$2,516,883 (+3%)	$3,566,438 (+12.12%) Land $1,747,782 Building $1,818,656
2022	$39,331.00 Homeowner's exemption	$2,443,576	$3,181,024 Land $1,341,232 Building $1,839,792

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Miami-Dade County (12086C), updated January 25, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120860046022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 180 individual NFIP policies nearby
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	205 units insured 25 under condo master policies
Nearby Flood Claims	265 (1980–2020)
Claims Outside the SFHA	1 of 265
Most Recent Claim	Nov 2020, rainfall accumulation
Claims By Storm	Hurricane Irma, Sep 2017 · 38 claims Hurricane Katrina, Aug 2005 · 13 claims Hurricane Andrew, Aug 1992 · 175 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 140 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Xfinity	Cable	2,000 / 250
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20

May also be available at this address: AT&T, Xfinity, Hotwire Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.