131 Harbor Dr, Key Biscayne, FL 33149 Property Records

Miami-Dade County property record for 131 Harbor Dr, Key Biscayne, FL 33149

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 1,815 sqft · built 1954
Lot Size	0.173 acres (7,551 sqft)
Owner	2 Individual Names on File
Last Sale	$1,650,000 (Jun 2021)
Tax Bill	$24,345 (2025)
Deeds & Mortgages	Oct 2021 Transfer Jun 2021 Sale & Mortgage + 3 more
Flood Zone	Zone AE (high risk)
APN	`24-4232-006-0290`

Property Details

APN / Parcel Number

Primary APN	`24-4232-006-0290`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,815 sqft Living Area
Gross Area	2,587 sqft
1st Floor Area	1,815 sqft

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1986
Exterior Material	Combination
Construction Type	Concrete Block
Lot Area	7,551 sqft (0.173 acres)
Lot Dimensions	100 ft deep x 75.5 ft wide
Garage Area	355 sqft

Exterior Amenities

Pool Area	32 sqft
Porch	Porch
Porch Area	80 sqft
Patio Area	1,163 sqft

Location & Zoning

Street Address	131 HARBOR DR
City	KEY BISCAYNE
State	FL
Zip	33149-1303
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	0100
Legal Description	TROPICAL ISLE HOMES SUB 4TH ADDN PB 53-39 LOT 7 BLK 18 LOT SIZE 75.510 X 100 OR 13735-2749 0688 1
Legal Range	42E
Legal Township	54S
Legal Section	32
Legal Subdivision	TROPICAL ISLE HOMES SUB 4TH ADDN
Legal Block	18
Legal Lot Number	7
Jurisdiction	DADE FL
Township / Civil Division	KEY BISCAYNE
Census Block Group	2
Census Block	2004
Census Tract	4602

Owner

Source: Miami-Dade County assessment roll, as of July 21, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	131 HARBOR DR, KEY BISCAYNE, FL 33149-1303
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2021	Correction Deed ATTORNEY ONLY, ATTORNEY
Jun 25, 2021	Warranty Deed, Transfer · Conventional Mortgage CITY NATIONAL BANK OF FLORIDA
Aug 7, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Jul 16, 2019	Deed of Trust, Mortgage MATHON INVS
Jan 18, 2017	Deed of Trust, Mortgage · Conventional Mortgage BISCAYNE BK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 25, 2021 · Amount on Record
Deed Sale	Jun 25, 2021 · Amount on Record
Prior Sale	Jun 7, 2013 · Amount on Record
Deed Document Number	2021450222
Deed Book / Page	32581 / 4341
Last Transfer Date	Jun 29, 2021
Transfer Doc	0000772819
Record Updated	Sep 20, 2026

October 2021: Correction Deed

Document Type	Correction Deed
Jurisdiction	DADE FL
Recording Date	Oct 15, 2021
Property Address	131 HARBOR DR, KEY BISCAYNE, FL 33149-1303
Document Number	0000772819
Book / Page	32795 / 4093
Map Reference	MB 53 PG 39
Instrument Date	Jun 29, 2021
Instrument	2021R0772819
Record Updated	Nov 5, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1541 BRICKELL AVE APT 1507, 1541, MIAMI, FL 33129-1220

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	131 HARBOR DR, KEY BISCAYNE, FL 33149-1303

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DADE FL
Recording Date	Jun 25, 2021
Property Address	131 HARBOR DR, KEY BISCAYNE, FL 33149-1303
Document Number	0000450222
Book / Page	32581 / 4341
Map Reference	MB 53 PG 39
Instrument Date	Jun 9, 2021
Instrument	2021R0450222
Transaction Type	Transfer
Record Updated	Jul 20, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$9,900.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1541 BRICKELL AVE APT 1507, 1541, MIAMI, FL 33129-1220

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	131 HARBOR DR, KEY BISCAYNE, FL 33149-1303

Mortgage

Document Number	0000004343
Date	Jun 25, 2021
Instrument	32581/4343

Lender

Name	CITY NATIONAL BANK OF FLORIDA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DADE FL
Recording Date	Aug 7, 2020
Property Address	131 HARBOR DR, KEY BISCAYNE, FL 33149-1303
Document Number	0000434200
Book / Page	032041 / 001933
Instrument Date	Aug 4, 2020
Instrument	434200
Transaction Type	Transfer
Record Updated	Aug 27, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	131 HARBOR DR KEY BISCAYNE FL 331491303, KEY BISCAYNE, FL 33149-1303

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DADE FL
Property Address	131 HARBOR DR, KEY BISCAYNE, FL 33149-1303
Document Number	0000457913
Instrument Date	Jul 16, 2019
Transaction Type	Mortgage
Record Updated	Aug 19, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1541 BRICKVELLE AVE #1507 MIAMI FL 33129, 1507, MIAMI, FL 33129

Mortgage

Document Number	0000457913
Date	Jul 23, 2019
Book Page	031536/000048
Instrument	457913

Lender

Name	MATHON INVS
Type	MERS
Address	MIAMI, FL 33143

Agreement

Amount	Amount Recorded

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DADE FL
Property Address	131 HARBOR DR, KEY BISCAYNE, FL 33149-1303
Document Number	0000046148
Book / Page	030397 / 001910
Instrument Date	Jan 18, 2017
Transaction Type	Mortgage
Record Updated	Feb 7, 2017
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1541 BRICKELL AVE #1507 MIAMI FL 331291220, 1507, MIAMI, FL 33129-1220

Mortgage

Document Number	0000046148
Date	Jan 26, 2017
Book Page	030397/001910
Instrument	46148

Lender

Name	BISCAYNE BK
Type	Bank
Address	COCONUT GROVE, FL 33133

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Jan 25, 2022

Tax Assessment & Valuation

Source: Miami-Dade County assessment roll, as of July 21, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Miami-Dade County
Municipality	Key Biscayne Village
Unified School District	Dade County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$24,345.00 (+2.37%) Homeowner's exemption	$1,505,625 (+5.99%)	$2,041,951 (+17.26%) Land $1,766,934 Building $275,017
2024	$23,781.00 (+1.34%)
2023	$23,467.00 Homeowner's exemption	$1,420,576	$1,741,383 Land $1,563,057 Building $178,326

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 180 individual policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	205 units insured incl. 25 condo units
Nearby Flood Claims	265 (1980–2020)
Claims Outside the SFHA	1 of 265
Most Recent Claim	Nov 2020 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 38 claims Hurricane Katrina, Aug 2005 · 13 claims Hurricane Andrew, Aug 1992 · 175 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MDWASA - MAIN SYSTEM serves 2,377,460 people · EPA ID FL4130871
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

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