149 E 3rd St, Waterford, PA 16441 Property Records

Erie County property record for 149 E 3rd St, Waterford, PA 16441

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,554 sqft · built 1951
Lot Size	0.147 acres (6,395 sqft)
Owner	Individual Name on File
Last Sale	$90,000 (Feb 2020)
Tax Bill	$2,370 (2026)
Deeds & Mortgages	Feb 2020 Sale & Mortgage Jan 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`46-009-044.0-007.00`

Property Details

APN / Parcel Number

Primary APN	`46-009-044.0-007.00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,554 sqft Living Area

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	6,395 sqft (0.147 acres)
Lot Dimensions	155 ft deep x 41 ft wide
Garage Type	Detached
Garage Area	750 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	88 sqft
Deck Area	264 sqft
Patio Area	264 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	149 E 3RD ST
City	WATERFORD
State	PA
Zip	16441-9765
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	T
Legal Description	149 E 3 ST 41.25 X 155
Jurisdiction	ERIE PA
Township / Civil Division	WATERFORD
Census Block Group	3
Census Block	3053
Census Tract	12100

Owner

149 E 3rd St is owned and occupied by an individual who bought it in February 2020.

Source: Erie County records, as of July 2, 2026

Owner of Record	Individual Name on File
Mailing Address	149 E 3RD ST, WATERFORD, PA 16441-9765
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 28, 2020	Grant Deed, Transfer DAVID M & LISA A STARR
Jan 27, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Jun 11, 2018	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 28, 2020 · Amount on File
Deed Sale	Feb 28, 2020 · Amount on File
Prior Sale	Jan 27, 2020 · Amount on File
Deed Document Number	20203948
Record Updated	Oct 29, 2026

February 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ERIE PA
Recording Date	Feb 28, 2020
Property Address	149 E 3RD ST, WATERFORD, PA 16441-9765
Document Number	0000003948
Instrument Date	Feb 28, 2020
Instrument	3948
Transaction Type	Transfer
Record Updated	Mar 25, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$900.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	149 E 3RD ST WATERFORD PA 164419765, WATERFORD, PA 16441-9765

Mortgage

Document Number	3949
Date	Feb 28, 2020
Instrument	3949

Lender

Name	DAVID M & LISA A STARR
Address	638 CHERRY ST, WATERFORD, PA 16441
Special Notes	Seller Financed

Agreement

Amount	Amount on Record
Term	60 Months
Due	Feb 27, 2025

Interest

Rate	1%

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ERIE PA
Recording Date	Jan 27, 2020
Property Address	149 E 3RD ST, WATERFORD, PA 16441-9765
Document Number	0000001704
Instrument Date	Jan 17, 2020
Instrument	1704
Transaction Type	Transfer
Record Updated	Feb 24, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$784.00
Amount Accuracy	Confirmed
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	PO BOX 407 WATERFORD PA 164410407, WATERFORD, PA 16441-0407

June 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	ERIE PA
Recording Date	Jun 11, 2018
Property Address	149 E 3RD ST, WATERFORD, PA 16441-9765
Document Number	0000011178
Instrument Date	Jun 11, 2018
Instrument	11178
Transaction Type	Foreclosure
Record Updated	Jul 19, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$16.23
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	999 NW GRAND BLVD #100 OKLAHOMA CITY OK 731186051, 100, OKLAHOMA CITY, OK 73118-6051

Tax Assessment & Valuation

The 2026 property tax bill for 149 E 3rd St was $2,370 with a homeowner's exemption, up 18.2% from the year before.

Source: Erie County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Erie County
Municipality	Waterford Borough
Unified School District	Fort LeBoeuf School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,370.00 (+18.2%) Homeowner's exemption	$92,600 Land $25,500 Building $67,100
2025	$2,005.00
2024		$92,600 Land $25,500 Building $67,100
2023	$1,826.00 Homeowner's exemption
2013			$92,600 Land $25,500 Building $67,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 149 E 3rd St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 6, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 149 E 3rd St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERFORD MUNICIPAL AUTHORITY serves 1,700 people · EPA ID PA6250065
Water Source	Groundwater
Last State Inspection	Jul 2025

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2022
Treatment and Procedure	Sanitary survey deficiency not corrected currently in violation since Jan 2026 Coliform assessment Oct 2018
Monitoring and Reporting	11 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Verizon.

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