Erie County property record for 148 E 3rd St, Waterford, PA 16441
| Property Type | Multi-Family Dwellings |
|---|---|
| Details | 6 bd · 3 ba · 2,866 sqft · built 1900 |
| Lot Size | 0.384 acres (16,740 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,604 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 46-006-027.0-017.00 |
| Primary APN | 46-006-027.0-017.00 |
|---|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 18 Rooms |
| Units | 3 Units |
| Stories | 2 Stories |
| Building Area | 2,866 sqft Total Area |
| 1st Floor Area | 336 sqft |
| Basement Area | 336 sqft |
| Unfinished Basement | 336 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 16,740 sqft (0.384 acres) |
| Lot Dimensions | 155 ft deep x 107 ft wide |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 352 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 148 E 3RD ST |
|---|---|
| City | WATERFORD |
| State | PA |
| Zip | 16441-9766 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Multi-Family Dwellings |
| Local Zoning Code | T |
| Legal Description | 148 E 3RD ST P/O IN LOTS 226 & 227 107.25 X 155 |
| Legal Lot Number | 226-227 |
| Jurisdiction | ERIE PA |
| Township / Civil Division | WATERFORD |
| Census Block Group | 3 |
| Census Block | 3020 |
| Census Tract | 12100 |
148 E 3rd St, a residential property, is owned and occupied by an individual who acquired it in January 2003.
Source: Erie County records, as of July 2, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 148 E 3RD ST, WATERFORD, PA 16441-9766 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jan 9, 2003 |
| Transfer Doc | 0000003089 |
| Record Updated | Sep 20, 2026 |
The 2026 property tax bill for 148 E 3rd St was $3,604 with a homeowner's exemption, up 13% from the year before.
Source: Erie County assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Erie County |
| Municipality | Waterford Borough |
| Unified School District | Fort LeBoeuf School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,604.00 (+13.01%) Homeowner's exemption | $140,840 Land $31,000 Building $109,840 | |
| 2025 | $3,189.00 | ||
| 2024 | $140,840 Land $31,000 Building $109,840 | ||
| 2023 | $2,892.00 Homeowner's exemption | ||
| 2013 | $140,840 Land $31,000 Building $109,840 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 148 E 3rd St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 6, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 148 E 3rd St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERFORD MUNICIPAL AUTHORITY serves 1,700 people · EPA ID PA6250065 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Water Quality | Treatment failure resolved · Jan 2022 |
|---|---|
| Treatment and Procedure | Sanitary survey deficiency not corrected currently in violation since Jan 2026 Coliform assessment Oct 2018 |
| Monitoring and Reporting | 11 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
May also be available: Verizon.
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