149 Cypress Point Way, Moraga, CA 94556 Property Records

Contra Costa County property record for 149 Cypress Point Way, Moraga, CA 94556

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,444 sqft · built 1973
Lot Size	0.22 acres (9,568 sqft)
Owner	Trust Name on File
Last Sale	$1,150,000 (Jan 2021)
Tax Bill	$7,034 (2025)
Deeds & Mortgages	Jan 2021 Sale May 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`257-430-047-7`

Property Details

APN / Parcel Number

Primary APN	`257-430-047-7`
Alternative APN	`257-430-047`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,444 sqft Living Area
1st Floor Area	1,444 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1975
Architectural Style	Cluster
Lot Area	9,568 sqft (0.22 acres)
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	149 CYPRESS POINT WAY
City	MORAGA
State	CA
Zip	94556-1130
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	T04049 L0046 B EX MR
Legal Subdivision	SUBDIVISION 4049
Legal Tract	04049
Legal Lot Number	46
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	1
Census Block	1022
Census Tract	352202

Owner

149 Cypress Point Way is owner-occupied and held in a trust since January 2021.

Source: Contra Costa County records, as of July 14, 2026

Owner of Record	Trust Name on File
Mailing Address	149 CYPRESS POINT WAY, MORAGA, CA 94556-1130
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 22, 2021	Grant Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE CO
May 7, 2020	Quit Claim Deed, Transfer FINANCE OF AMERICA REVERSE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 22, 2021 · Amount on File
Deed Sale	Jan 22, 2021 · Amount on File
Deed Document Number	202120983
Prior Transfer Date	May 6, 2020
Prior Transfer Doc	0000087283
Record Updated	Oct 29, 2026

January 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Jan 22, 2021
Property Address	149 CYPRESS POINT WAY, MORAGA, CA 94556-1130
Document Number	0000020983
Instrument Date	Jan 13, 2021
Instrument	20983
Transaction Type	Transfer
Record Updated	Feb 3, 2021
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount on Record
Tax	$1,265.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	149 CYPRESS POINT WAY MORAGA CA 945561130, MORAGA, CA 94556-1130

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	May 7, 2020
Property Address	149 CYPRESS POINT WAY, MORAGA, CA 94556-1130
Document Number	0000087283
Instrument Date	May 6, 2020
Instrument	87283
Transaction Type	Transfer
Record Updated	May 15, 2020
Title Company	FNC TITLE/CA

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	149 CYPRESS POINT WAY MORAGA CA 945561130, MORAGA, CA 94556-1130

Mortgage

Document Number	87284
Date	May 7, 2020
Instrument	87284

Lender

Name	FINANCE OF AMERICA REVERSE
Address	8023 E 63RD PL # 700, TULSA, OK 74133-1240

Agreement

Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 149 Cypress Point Way was $7,034 with a homeowner's exemption.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Moraga Town
Secondary School District	Acalanes Union High School District (09 - 12)
Elementary School District	Moraga Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$516,755 (+2%) Land $206,701 Building $310,054
2025	$7,034.00 Homeowner's exemption	$506,624 Land $202,649 Building $303,975
2023	$6,117.00 (-10.67%) Homeowner's exemption	$486,953 Land $194,781 Building $292,172
2022	$6,848.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 149 Cypress Point Way in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	2 (1982–1997)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jan 1997 · Severe Storms, Flooding, Mud And Landslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 149 Cypress Point Way is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · lower than 71% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 373 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Etheric Networks, Verizon.

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