Hampden County and West Springfield Town City property record for 149 Christopher Ter, West Springfield, MA 01089
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,846 sqft · built 1986 |
| Lot Size | 0.459 acres (20,005 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $220,000 (May 1999) |
| Tax Bill | $7,690 (2026) |
| Deeds & Mortgages | Nov 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 543-00010-IP-001 |
| Primary APN | 543-00010-IP-001 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,846 sqft Living Area |
| Gross Area | 5,191 sqft |
| Basement Area | 1,429 sqft |
| Unfinished Basement | 1,429 sqft |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 20,005 sqft (0.459 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Account Number | 543-00010-IP-001 |
|---|---|
| Street Address | 149 CHRISTOPHER TER |
| City | WEST SPRINGFIELD |
| State | MA |
| Zip | 01089-4595 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA1 |
| Legal Block | 10 |
| Legal Lot Number | IP |
| Jurisdiction | WEST SPRINGFIELD MA |
| Township / Civil Division | WEST SPRINGFIELD TOWN |
| Census Block Group | 4 |
| Census Block | 4002 |
| Census Tract | 812202 |
Source: Hampden County and West Springfield Town City records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 149 CHRISTOPHER TER, WEST SPRINGFIELD, MA 01089-4595 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 13, 1999 · Amount on Record |
| Deed Sale | May 13, 1999 · Amount on Record |
| Deed Book / Page | 10764 / 384 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WEST SPRINGFIELD MA |
| Property Address | 149 CHRISTOPHER TER, WEST SPRINGFIELD, MA 01089-4595 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 21951-443 |
|---|---|
| Date | Nov 20, 2017 |
| Book Page | 21951/443 |
| Instrument | 68565 |
| Name | MASS MUTUAL FCU |
|---|---|
| Type | Credit Union |
| Amount | Amount Recorded |
|---|---|
| Term | 240 Months |
| Due | Nov 1, 2037 |
Source: Hampden County and West Springfield Town City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| Municipality | West Springfield Town City |
| Unified School District | West Springfield School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,690.00 (+3.33%) | $548,500 (+9.59%) Land $151,000 Building $397,500 | $561,232 (+7.02%) |
| 2025 | $7,442.00 (+6.28%) | $500,500 (+5.86%) Land $139,600 Building $360,900 | $524,400 |
| 2024 | $7,002.00 (+1.46%) | $472,800 (+6.46%) Land $139,600 Building $333,200 | |
| 2023 | $6,901.00 | $444,100 Land $154,400 Building $289,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WEST SPRINGFIELD DPW WATER DIVISION serves 28,835 people · EPA ID MA1325000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2023 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T.
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