134 Christopher Ter, West Springfield, MA 01089 Property Records

Hampden County and West Springfield Town City property record for 134 Christopher Ter, West Springfield, MA 01089

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,088 sqft · built 1989
Lot Size	0.561 acres (24,430 sqft)
Owner	Individual Name on Record
Last Sale	$555,000 (Apr 2025)
Tax Bill	$8,362 (2026)
Deeds & Mortgages	Apr 2025 Sale & Mortgage Jul 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`543-00027-IP-001`

Property Details

APN / Parcel Number

Primary APN	`543-00027-IP-001`
Alternative APN	`WSPR M:00543 B:00027 L:000IP`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,088 sqft Living Area
Gross Area	5,265 sqft
Basement Area	1,280 sqft
Unfinished Basement	1,280 sqft

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	24,430 sqft (0.561 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	543-00027-IP-001
Street Address	134 CHRISTOPHER TER
City	WEST SPRINGFIELD
State	MA
Zip	01089-4522
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA1
Legal Block	27
Legal Lot Number	IP
Jurisdiction	WEST SPRINGFIELD MA
Township / Civil Division	WEST SPRINGFIELD TOWN
Census Block Group	4
Census Block	4003
Census Tract	812202

Owner

Source: Hampden County and West Springfield Town City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	156 NELSON ST, WEST SPRINGFIELD, MA 01089-3043
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2025	Quit Claim Deed, Transfer · FHA Mortgage KEY BANK NA
Jul 10, 2017	Quit Claim Deed, Transfer FIRSTRUST BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 28, 2025 · Amount on Record
Deed Sale	Apr 28, 2025 · Amount on Record
Prior Sale	Jul 10, 2017 · Amount on Record
Deed Book / Page	25841 / 6
Record Updated	Oct 29, 2026

April 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WEST SPRINGFIELD MA
Recording Date	Apr 28, 2025
Property Address	134 CHRISTOPHER TER, WEST SPRINGFIELD, MA 01089-4522
Document Number	00025841-6
Book / Page	25841 / 6
Instrument Date	Apr 28, 2025
Instrument	18254
Transaction Type	Transfer
Record Updated	Nov 19, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	156 NELSON ST, WEST SPRINGFIELD, MA 01089-3043

Mortgage

Document Number	0000018255
Date	Apr 28, 2025
Instrument	18255

Lender

Name	KEY BANK NA
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

July 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WEST SPRINGFIELD MA
Recording Date	Jul 10, 2017
Property Address	134 CHRISTOPHER TER, WEST SPRINGFIELD, MA 01089-4522
Document Number	21758-434
Book / Page	21758 / 434
Instrument	38524
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$62.47
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	134 CHRISTOPHER TER, WEST SPRINGFIELD, MA 01089-4522

Mortgage

Document Number	217580437
Date	Jul 10, 2017
Instrument	21758/0437

Lender

Name	FIRSTRUST BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 10, 2047

Tax Assessment & Valuation

Source: Hampden County and West Springfield Town City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	West Springfield Town City
Unified School District	West Springfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,362.00 (+4.49%)	$596,400 (+10.81%) Land $154,400 Building $442,000	$609,607 (+11.64%)
2025	$8,003.00 (+7.24%)	$538,200 (+6.81%) Land $143,200 Building $395,000	$546,060
2024	$7,463.00 (+3.97%)	$503,900 (+9.09%) Land $143,200 Building $360,700
2023	$7,178.00	$461,900 Land $154,900 Building $307,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WEST SPRINGFIELD DPW WATER DIVISION serves 28,835 people · EPA ID MA1325000
Water Source	Groundwater
Last State Inspection	May 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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