149 Chatuga Dr, Loudon, TN 37774 Property Records

Loudon County property record for 149 Chatuga Dr, Loudon, TN 37774

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 4,200 sqft · built 1996
Lot Size	0.51 acres (22,216 sqft)
Owner	2 Individual Names on Record
Last Sale	$780,000 (Jun 2020)
Tax Bill	$3,616 (2025)
Deeds & Mortgages	Jun 2020 Sale & Mortgage Nov 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`068F-D-018.00`

Property Details

APN / Parcel Number

Primary APN	`068F-D-018.00`
Alternative APNs	`068F D 01800 000068F` `01068FD068F01800` `053068F D 01800`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Plumbing Fixtures	14 Plumbing Fixtures
Stories	1 Story
Building Area	4,200 sqft Living Area
Gross Area	4,776 sqft
1st Floor Area	2,100 sqft
Basement Area	2,100 sqft
Finished Basement	2,100 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 2002
Architectural Style	Custom Design
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	22,216 sqft (0.51 acres)
Terrain	Rolling
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	992 sqft
Deck Area	330 sqft
Patio Area	660 sqft
Boat House	320 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	149 CHATUGA DR
City	LOUDON
State	TN
Zip	37774-2748
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CHATUGA POINT BLK: 6 LOT: 18 01 074H F 074H 01800 000
Legal Subdivision	CHATUGA POINT
Legal Block	6
Legal Lot Number	18
Jurisdiction	LOUDON TN
Township / Civil Division	7
Census Block Group	2
Census Block	2017
Census Tract	60504

Owner

Source: Loudon County records, as of December 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	149 CHATUGA DR, LOUDON, TN 37774-2748
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jun 26, 2020	Warranty Deed, Transfer · Conventional Mortgage CITIZENS BANK
Nov 1, 2018	Warranty Deed, Transfer INDEPENDENCE TITLE & ESCROW

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 26, 2020 · Amount on Record
Deed Sale	Jun 26, 2020 · Amount on Record
Prior Sale	Nov 1, 2018 · Amount on Record
Deed Document Number	20206012
Deed Book / Page	423 / 525
Prior Transfer Date	Jun 12, 2012
Prior Transfer Doc	00D354/678
Record Updated	Jun 8, 2026

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOUDON TN
Recording Date	Jun 26, 2020
Property Address	149 CHATUGA DR, LOUDON, TN 37774-2748
Document Number	D0423/525
Book / Page	D0423 / 525
Map Reference	CAB C SL 11
Instrument Date	Jun 26, 2020
Instrument	20006012
Transaction Type	Transfer
Record Updated	Jul 26, 2021
Title Company	TELLICO TITLE SERVICES INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,886.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	149 CHATUGA DR, LOUDON, TN 37774-2748

Mortgage

Document Number	20006013
Date	Jun 26, 2020
Instrument	20006013

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOUDON TN
Recording Date	Nov 1, 2018
Property Address	149 CHATUGA DR, LOUDON, TN 37774-2748
Document Number	D408/042
Book / Page	D408 / 042
Instrument Date	Oct 29, 2018
Instrument	18009192
Transaction Type	Transfer
Record Updated	Jul 26, 2021
Title Company	INDEPENDENCE TITLE & ESCROW

Transaction

Amount	Amount Recorded
Tax	$2,756.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	149 CHATUGA DR, LOUDON, TN 37774-2748

Tax Assessment & Valuation

Source: Loudon County assessment roll, as of December 26, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Loudon County
Unified School District	Loudon County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,616.00	$204,475 (-) Land $75,375 Building $129,100	$817,900 (-) Land $301,500 Building $516,400
2024	$3,616.00	$204,475 (-) Land $75,375 Building $129,100
2023		$204,475 Land $75,375 Building $129,100
2021			$817,900 Land $301,500 Building $516,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 16, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 50% of Tennessee
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TELLICO VILLAGE P.O.A. private · serves 15,233 people · EPA ID TN0000871
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Chatuga Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures