145 Chatuga Dr, Loudon, TN 37774 Property Records

Loudon County property record for 145 Chatuga Dr, Loudon, TN 37774

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 3,309 sqft · built 1994
Lot Size	0.5 acres (21,780 sqft)
Owner	2 Individual Names on File
Last Sale	$649,000 (May 2018)
Tax Bill	$2,865 (2025)
Deeds & Mortgages	Nov 2022 Transfer May 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`068F-D-020.00`

Property Details

APN / Parcel Number

Primary APN	`068F-D-020.00`
Alternative APNs	`068F D 02000 000068F` `01068FD068F02000` `053068F D 02000`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Stories	1 Story
Building Area	3,309 sqft Living Area
Gross Area	4,523 sqft
1st Floor Area	3,309 sqft
Basement Area	614 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1994
Effective Year Built	Effective 2001
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	21,780 sqft (0.5 acres)
Terrain	Rolling
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Finished Screened Porch
Porch Area	200 sqft
Deck Area	216 sqft
Patio Area	336 sqft
Boat House	450 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	145 CHATUGA DR
City	LOUDON
State	TN
Zip	37774-2748
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CHATUGA POINT BLK: 6 LOT: 20 01 074H F 074H 02000 000
Legal Subdivision	CHATUGA POINT
Legal Block	6
Legal Lot Number	20
Jurisdiction	LOUDON TN
Township / Civil Division	7
Census Block Group	2
Census Block	2017
Census Tract	60504

Owner

145 Chatuga Dr is owned and occupied by two individuals who acquired it in October 2022.

Source: Loudon County records, as of December 29, 2025

Owner of Record	2 Individual Names on File
Mailing Address	145 CHATUGA DR, LOUDON, TN 37774-2748
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 28, 2022	Intrafamily Transfer, Transfer
May 22, 2018	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 22, 2018 · Amount on File
Deed Sale	May 22, 2018 · Amount on File
Prior Sale	Aug 19, 2004 · Amount on File
Deed Document Number	20184189
Deed Book / Page	403 / 561
Last Transfer Date	Oct 13, 2022
Transfer Doc	00D455/645
Record Updated	Jun 8, 2026

November 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LOUDON TN
Recording Date	Nov 28, 2022
Property Address	145 CHATUGA DR, LOUDON, TN 37774-2748
Document Number	00D455/645
Book / Page	D455 / 645
Instrument Date	Oct 13, 2022
Instrument	22013435
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	145 CHATUGA DR, LOUDON, TN 37774-2748

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOUDON TN
Recording Date	May 22, 2018
Property Address	145 CHATUGA DR, LOUDON, TN 37774-2748
Document Number	0000004189
Book / Page	000403 / 000561
Instrument Date	May 21, 2018
Instrument	4189
Transaction Type	Transfer
Record Updated	May 30, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$2,401.30
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	145 CHATUGA DR LOUDON TN 377742748, LOUDON, TN 37774-2748

Tax Assessment & Valuation

The 2025 property tax bill for 145 Chatuga Dr was $2,865.

Source: Loudon County assessment roll, as of December 26, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Loudon County
Unified School District	Loudon County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,865.00	$162,025 (-) Land $67,500 Building $94,525	$648,100 Land $270,000 Building $378,100
2024	$2,865.00	$162,025 (-) Land $67,500 Building $94,525
2023		$162,025 Land $67,500 Building $94,525
2021			$648,100 Land $270,000 Building $378,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 145 Chatuga Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 16, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 145 Chatuga Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 50% of Tennessee
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TELLICO VILLAGE P.O.A. private · serves 15,233 people · EPA ID TN0000871
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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