14890 Surrey Junction Ln, Sutter Creek, CA 95685 Property Records

Amador County property record for 14890 Surrey Junction Ln, Sutter Creek, CA 95685

Property Summary

Property TypeSingle Family Home
Details3 bd · 3.5 ba · 3,314 sqft · built 2006
Lot Size5.1 acres (222,156 sqft)
Owner2 Individual Names on Record
Last Sale$814,000 (Apr 2021)
Tax Bill$9,565 (2025)
Deeds & MortgagesApr 2021 Sale & Mortgage
Oct 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APN015-530-059-000

Property Details

APN / Parcel Number

Primary APN015-530-059-000
Alternative APN
  • 1553005900

Interior

Bedrooms3 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms4 Rooms
Stories2 Stories
Building Area3,314 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Lot Area222,156 sqft
Garage TypeAttached
Garage Area1,044 sqft
Parking Spaces4 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Street Address14890 SURREY JUNCTION LN
CitySUTTER CREEK
StateCA
Zip95685-9670
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRE
Legal Description7SUB063 LOT 59 SURREY JUNCTION #6
Legal SubdivisionSURREY JUNCTION #6
Legal Lot Number59
JurisdictionAMADOR CA
Township / Civil DivisionSUTTER CREEK-PLYMOUTH
Census Block Group1
Census Block1005
Census Tract401

Owner

Source: Amador County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address14890 SURREY JUNCTION LN, SUTTER CREEK, CA 95685-9670
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Deeds, Mortgages & Sale History

DateDocument
Apr 2, 2021Grant Deed, Transfer · Conventional Mortgage
SIERRA PACIFIC MORTGAGE CO INC
Oct 31, 2018Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 2, 2021 · Amount on Record
Deed SaleApr 2, 2021 · Amount on Record
Prior SaleJan 20, 2004 · Amount on Record
Deed Document Number20214039
Prior Transfer DateFeb 19, 2016
Prior Transfer Doc0000002089
Record UpdatedOct 29, 2026

April 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionAMADOR CA
Recording DateApr 2, 2021
Property Address14890 SURREY JUNCTION LN, SUTTER CREEK, CA 95685-9670
Document Number0000004039
Map ReferenceMB 7 PG 63
Instrument DateMar 30, 2021
Instrument2021-0004039
Transaction TypeTransfer
Record UpdatedJul 22, 2021
Title CompanyPLACER TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address14890 SURREY JUNCTION LN, SUTTER CREEK, CA 95685-9670

Mortgage

Document Number0000004040
DateApr 2, 2021
Instrument2021-0004040
Lender
NameSIERRA PACIFIC MORTGAGE CO INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2051

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionAMADOR CA
Property Address14890 SURREY JUNCTION LN, SUTTER CREEK, CA 95685-9670
Document Number0000008621
Instrument DateOct 31, 2018
Transaction TypeMortgage
Record UpdatedDec 5, 2018
Title CompanyAMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address14890 SURREY JUNCTION LN SUTTER CREEK CA 956859670, SUTTER CREEK, CA 95685-9670

Mortgage

Document Number0000008621
DateNov 21, 2018
Instrument8621
Lender
NameBANK OF AMERICA
TypeBank
AddressTAMPA, FL 33634
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Amador County assessment roll, as of July 21, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyAmador County
Unified School DistrictAmador County Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$898,717 (+2%) Land $386,427 Building $512,290
2025$9,565.00 (+3.98%) Homeowner's exemption$881,096 (+4.04%) Land $378,850 Building $502,246
2024$946,440
2023$9,199.00 (+2.58%) Homeowner's exemption$846,885 Land $364,140 Building $482,745
2022$8,968.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims5 (1997–2017)
Claims Outside the SFHA1 of 5
Most Recent ClaimJan 2017 · Severe Winter Storms, Flooding, And Mudslides
Claims by Event
  • Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 87% of the US · above 69% of California
Wildfire Likelihood0.7% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
Volcano Vision
DSL
100 / 30
Cal.net
Fixed Wireless
100 / 20

May also be available: Conifer Communications, unWired Broadband.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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