14885 Surrey Junction Ln, Sutter Creek, CA 95685 Property Records

Amador County property record for 14885 Surrey Junction Ln, Sutter Creek, CA 95685

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,259 sqft · built 2008
Lot Size	5.28 acres (229,997 sqft)
Owner	Company Name on Record
Last Sale	$555,000 (Oct 2020)
Tax Bill	$6,731 (2025)
Deeds & Mortgages	Jul 2021 Transfer Oct 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`015-530-056-000`

Property Details

APN / Parcel Number

Primary APN	`015-530-056-000`
Alternative APN	`1553005600`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,259 sqft Living Area
1st Floor Area	2,259 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Construction Type	Wood
Lot Area	229,997 sqft
Garage Type	Built-in
Garage Area	1,063 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected
Water Source	Well

Location & Zoning

Street Address	14885 SURREY JUNCTION LN
City	SUTTER CREEK
State	CA
Zip	95685-9670
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RE
Legal Description	7SUB063 LOT 62 SURREY JUNCTION #6
Legal Subdivision	SURREY JUNCTION #6
Legal Lot Number	62
Jurisdiction	AMADOR CA
Township / Civil Division	SUTTER CREEK-PLYMOUTH
Census Block Group	1
Census Block	1005
Census Tract	401

Owner

Source: Amador County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	14885 SURREY JUNCTION LN, SUTTER CREEK, CA 95685-9670
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Jul 26, 2021	Intrafamily Transfer, Transfer
Oct 2, 2020	Grant Deed, Transfer · VA Mortgage GUILD MTG
Oct 1, 2019	Deed of Trust, Mortgage · VA Mortgage HOME PT FIN'L
Mar 1, 2018	Deed of Trust, Mortgage · VA Mortgage CALIBER HM LOANS
Jun 16, 2017	Grant Deed, Transfer · VA Mortgage PARAMOUNT EQUITY MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 2, 2020 · Amount on Record
Deed Sale	Oct 2, 2020 · Amount on Record
Prior Sale	Jun 16, 2017 · Amount on Record
Deed Document Number	20208793
Last Transfer Date	Jul 8, 2021
Transfer Doc	0000008614
Record Updated	Sep 20, 2026

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	AMADOR CA
Recording Date	Jul 26, 2021
Property Address	14885 SURREY JUNCTION LN, SUTTER CREEK, CA 95685-9670
Document Number	0000008614
Map Reference	MB 7 PG 63
Instrument Date	Jul 8, 2021
Instrument	2021-0008614
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14885 SURREY JUNCTION LN, SUTTER CREEK, CA 95685-9670

October 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	AMADOR CA
Recording Date	Oct 2, 2020
Property Address	14885 SURREY JUNCTION LN, SUTTER CREEK, CA 95685-9670
Document Number	0000008793
Instrument Date	Sep 30, 2020
Instrument	8793
Transaction Type	Transfer
Record Updated	Oct 14, 2020
Title Company	NORTH AMERICAN TITLE COMPANY/COLORA, NORTH AMERICAN TITLE CO/COLORA

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14885 SURREY JUNCTION LN SUTTER CREEK CA 956859670, SUTTER CREEK, CA 95685-9670

Mortgage

Document Number	8794
Date	Oct 2, 2020
Instrument	8794

Lender

Name	GUILD MTG
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2050

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AMADOR CA
Property Address	14885 SURREY JUNCTION LN, SUTTER CREEK, CA 95685-9670
Document Number	0000007513
Instrument Date	Oct 1, 2019
Transaction Type	Mortgage
Record Updated	Oct 18, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	14885 SURREY JUNCTION LN SUTTER CREEK CA 956859670, SUTTER CREEK, CA 95685-9670

Mortgage

Document Number	0000007513
Date	Oct 8, 2019
Instrument	7513

Lender

Name	HOME PT FIN'L
Address	PARSIPPANY, NJ 07054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 7, 2049

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AMADOR CA
Property Address	14885 SURREY JUNCTION LN, SUTTER CREEK, CA 95685-9670
Document Number	0000001614
Instrument Date	Mar 1, 2018
Transaction Type	Mortgage
Record Updated	Mar 15, 2018
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	14885 SURREY JUNCTION LN SUTTER CREEK CA 956859670, SUTTER CREEK, CA 95685-9670

Mortgage

Document Number	0000001614
Date	Mar 7, 2018
Instrument	1614

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 6, 2048

June 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	AMADOR CA
Recording Date	Jun 16, 2017
Property Address	14885 SURREY JUNCTION LN, SUTTER CREEK, CA 95685-9670
Document Number	0000004497
Instrument Date	Jun 15, 2017
Instrument	4497
Transaction Type	Transfer
Record Updated	Jun 26, 2017
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO.

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$586.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	14885 SURREY JUNCTION LN SUTTER CREEK CA 956859670, SUTTER CREEK, CA 95685-9670

Mortgage

Document Number	4498
Date	Jun 16, 2017
Instrument	4498

Lender

Name	PARAMOUNT EQUITY MTG
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 15, 2047

Tax Assessment & Valuation

Source: Amador County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Amador County
Unified School District	Amador County Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$612,763 (+2%) Land $276,020 Building $336,743
2025	$6,731.00 (+4%) Homeowner's exemption	$600,749 (+4.04%) Land $270,608 Building $330,141
2024			$751,230
2023	$6,472.00 (+2.88%) Homeowner's exemption	$577,422 Land $260,100 Building $317,322
2022	$6,291.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	5 (1997–2017)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Jan 2017 · Severe Winter Storms, Flooding, And Mudslides
Claims by Event	Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 84% of the US · above 63% of California
Wildfire Likelihood	0.6% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Volcano Vision DSL	100 / 30
Cal.net Fixed Wireless	100 / 20

May also be available: Conifer Communications, unWired Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

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