1489 Summit Ave, Saint Paul, MN 55105 Property Records

Ramsey County property record for 1489 Summit Ave, Saint Paul, MN 55105

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,200 sqft · built 1960
Lot Size	0.22 acres (9,600 sqft)
Owner	2 Company Names on Record
Last Sale	$545,000 (Sep 2007)
Tax Bill	$11,626 (2025)
Deeds & Mortgages	Dec 2025 Transfer Oct 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`03-28-23-23-0058`

Property Details

APN / Parcel Number

Primary APN	`03-28-23-23-0058`
Alternative APNs	`8179912` `207938`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,200 sqft Living Area
1st Floor Area	1,212 sqft
Basement Area	600 sqft
Finished Basement	600 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1969
Architectural Style	Bi-Level
Exterior Material	Brick
Construction Type	Brick
Lot Area	9,600 sqft (0.22 acres)
Lot Dimensions	200 ft deep x 48 ft wide
View / Lot	Neighborhood / Spot
Garage Type	Detached
Garage Area	816 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	207938
Street Address	1489 SUMMIT AVE
City	SAINT PAUL
State	MN
Zip	55105-2242
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUMMIT AVENUE ADDITION TO,THE W 5O FT OF S 2OO FT OF WARWICK ST VAC BET BLK 9 AND BLK 10
Legal Range	23
Legal Township	28
Legal Section	03
Legal Subdivision	SUMMIT AVENUE ADDITION TO,THE
Legal Block	9,10
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	1
Census Block	1022
Census Tract	35200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the West Summit Avenue Historic District listed 1993 · 393 contributing resources · NRIS 93000332

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Ramsey County records, as of August 26, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on Record
Mailing Address	1489 SUMMIT AVE, SAINT PAUL, MN 55105-2242
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 8, 2025	Quit Claim Deed, Transfer Quitclaim
Oct 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage AFFINITY PLUS FCU
Feb 14, 2017	Deed of Trust, Mortgage · Line of Credit AFFINITY PLUS FCU
Dec 8, 2016	Deed of Trust, Mortgage · Conventional Mortgage AFFINITY PLUS FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 14, 2007 · Amount on Record
Deed Sale	Sep 14, 2007 · Amount on Record
Prior Sale	Oct 30, 1997 · Amount on Record
Deed Document Number	2007362490
Last Transfer Date	Dec 1, 2025
Transfer Doc	0005088995
Record Updated	Oct 29, 2026

December 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RAMSEY MN
Recording Date	Dec 8, 2025
Property Address	1489 SUMMIT AVE, SAINT PAUL, MN 55105-2242
Document Number	0A05088995
Instrument Date	Dec 1, 2025
Instrument	A05088995
Transaction Type	Transfer
Record Updated	Dec 16, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1489 SUMMIT AVE, SAINT PAUL, MN 55105-2242

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	1489 SUMMIT AVE, SAINT PAUL, MN 55105-2242
Document Number	0004836721
Instrument Date	Oct 2, 2020
Transaction Type	Mortgage
Record Updated	Oct 23, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	1489 SUMMIT AVE ST PAUL MN 551052242, ST PAUL, MN 55105-2242

Mortgage

Document Number	0004836721
Date	Oct 7, 2020
Instrument	4836721

Lender

Name	AFFINITY PLUS FCU
Type	Credit Union
Address	SAINT PAUL, MN 55107

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 6, 2035

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	1489 SUMMIT AVE, SAINT PAUL, MN 55105-2242
Document Number	0004648426
Instrument Date	Feb 14, 2017
Transaction Type	Mortgage
Record Updated	May 30, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1489 SUMMIT AVE ST PAUL MN 551052242, ST PAUL, MN 55105-2242

Mortgage

Document Number	0004648426
Date	Feb 24, 2017
Instrument	4648426

Lender

Name	AFFINITY PLUS FCU
Type	Credit Union
Address	ST PAUL, MN 55107

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Feb 23, 2027

Interest

Rate Type	Adjustable Rate

December 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	1489 SUMMIT AVE, SAINT PAUL, MN 55105-2242
Document Number	0004642289
Instrument Date	Dec 8, 2016
Transaction Type	Mortgage
Record Updated	May 12, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1489 SUMMIT AVE ST PAUL MN 551052242, ST PAUL, MN 55105-2242

Mortgage

Document Number	0004642289
Date	Jan 13, 2017
Instrument	4642289

Lender

Name	AFFINITY PLUS FCU
Type	Credit Union
Address	SAINT PAUL, MN 55107

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 12, 2047

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$677,400 (-1.08%) Land $244,900 Building $432,500	$677,400 (-1.08%) Land $244,900 Building $432,500
2025	$11,626.00 (+11.72%)	$684,800 (+5.79%) Land $244,900 Building $439,900	$684,800 (+5.79%) Land $244,900 Building $439,900
2024	$10,406.00 (+1.03%)
2023	$10,300.00	$647,300 Land $244,900 Building $402,400	$647,300 Land $244,900 Building $402,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 604 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	8,000 / 8,000
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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