1481 Summit Ave, Saint Paul, MN 55105 Property Records

Ramsey County property record for 1481 Summit Ave, Saint Paul, MN 55105

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 4,431 sqft · built 1905
Lot Size	0.326 acres (14,220 sqft)
Owner	2 Individual Names on File
Last Sale	$863,000 (May 2018)
Tax Bill	$23,160 (2025)
Deeds & Mortgages	Aug 2020 Mortgage May 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-28-23-23-0056`

Property Details

APN / Parcel Number

Primary APN	`03-28-23-23-0056`
Alternative APNs	`8124851` `8128989`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	20 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	4,431 sqft Living Area
1st Floor Area	1,760 sqft
Basement Area	1,100 sqft
Finished Basement	1,100 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1905
Effective Year Built	Effective 1970
Architectural Style	Bi-Level
Exterior Material	Brick
Construction Type	Brick
Lot Area	14,220 sqft (0.326 acres)
Lot Dimensions	158 ft deep x 90 ft wide
View / Lot	Neighborhood / Spot
Garage Type	Detached
Garage Area	992 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Shed Area	50 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	8128989
Street Address	1481 SUMMIT AVE
City	SAINT PAUL
State	MN
Zip	55105-2242
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUMMIT AVENUE ADDITION TO,THE S 1/2 OF VAC ALLEY ADJ AND W OF ...ALL OF LOTS 2 AND LOT 3 BLK 10
Legal Range	23
Legal Township	28
Legal Section	03
Legal Subdivision	SUMMIT AVENUE ADDITION TO,THE
Legal Block	10
Legal Lot Number	2,3
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	1
Census Block	1022
Census Tract	35200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the West Summit Avenue Historic District listed 1993 · 393 contributing resources · NRIS 93000332

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

1481 Summit Ave is owned and occupied by two individuals who bought it in May 2018.

Source: Ramsey County records, as of August 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1481 SUMMIT AVE, SAINT PAUL, MN 55105-2242
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MTG
May 16, 2018	Warranty Deed, Transfer PERL MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 16, 2018 · Amount on File
Deed Sale	May 16, 2018 · Amount on File
Prior Sale	Oct 16, 1997 · Amount on File
Deed Document Number	20184709908
Record Updated	Oct 29, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	1481 SUMMIT AVE, SAINT PAUL, MN 55105-2242
Document Number	0004837645
Instrument Date	Aug 26, 2020
Transaction Type	Mortgage
Record Updated	Oct 27, 2020
Title Company	AMERICAN LAND TITLE ASSOCIATION, AMERICAN LAND TITLE ASSN

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1481 SUMMIT AVE ST PAUL MN 551052242, ST PAUL, MN 55105-2242

Mortgage

Document Number	0004837645
Date	Oct 13, 2020
Instrument	4837645

Lender

Name	CROSSCOUNTRY MTG
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 12, 2050

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	May 16, 2018
Property Address	1481 SUMMIT AVE, SAINT PAUL, MN 55105-2242
Document Number	0004709908
Instrument Date	May 8, 2018
Instrument	4709908
Transaction Type	Transfer
Record Updated	May 29, 2018
Title Company	BURNET TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,934.20
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1481 SUMMIT AVE ST PAUL MN 551052242, ST PAUL, MN 55105-2242

Mortgage

Document Number	4709909
Date	May 16, 2018
Instrument	4709909

Lender

Name	PERL MTG
Type	Mortgage Company
Address	CHICAGO, IL 60618

Agreement

Amount	Amount on Record
Term	360 Months
Due	May 15, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.75%

Tax Assessment & Valuation

The 2025 property tax bill for 1481 Summit Ave was $23,160.

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,395,900 Land $309,000 Building $1,086,900	$1,395,900 Land $309,000 Building $1,086,900
2025	$23,160.00
2023	$17,580.00	$1,148,000 Land $309,000 Building $839,000	$1,148,000 Land $309,000 Building $839,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1481 Summit Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1481 Summit Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 604 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	8,000 / 8,000
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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