Monroe County property record for 1489 Stonegate Ct, Temperance, MI 48182
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,890 sqft · built 1994 |
| Lot Size | 0.56 acres (24,394 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $407,500 (Feb 2024) |
| Tax Bill | $2,203 (2025) |
| Deeds & Mortgages | Feb 2024 Sale & Mortgage Sep 2021 Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 02-523-022-00 |
| Primary APN | 02-523-022-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,890 sqft Living Area |
| Basement Area | 1,445 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 24,394 sqft (0.56 acres) |
| Lot Dimensions | 209 ft deep x 116 ft wide |
| Garage Area | 546 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1489 STONEGATE CT |
|---|---|
| City | TEMPERANCE |
| State | MI |
| Zip | 48182-2215 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2B |
| Legal Description | STONEGATE LOT 22 & EQUAL UNDIVIDED 1/117TH INTEREST IN DETENTION LOT A |
| Legal Subdivision | STONEGATE |
| Legal Lot Number | 22,A |
| Jurisdiction | MONROE MI |
| Township / Civil Division | BEDFORD |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 833900 |
Source: Monroe County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1489 STONEGATE CT, TEMPERANCE, MI 48182-2215 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 20, 2024 | Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Sep 1, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ELEMENTS FINANCIAL FCU |
| Aug 4, 2020 | Deed of Trust, Mortgage · Line of Credit ELEMENTS FINANCIAL FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 20, 2024 · Amount on Record |
| Deed Sale | Feb 20, 2024 · Amount on Record |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE MI |
| Recording Date | Feb 20, 2024 |
| Property Address | 1489 STONEGATE CT, TEMPERANCE, MI 48182-2215 |
| Document Number | 0000002173 |
| Map Reference | LB 16 PG 52 |
| Instrument Date | Feb 5, 2024 |
| Instrument | 2024R02173 |
| Transaction Type | Transfer |
| Record Updated | Mar 14, 2024 |
| Title Company | MICHIGAN TITLE INSURANCE AGENCY INC, MICHIGAN TITLE INS AGCY |
| Amount | Amount Recorded |
|---|---|
| Tax | $3,056.25 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1489 STONEGATE CT, TEMPERANCE, MI 48182-2215 |
| Name | Verified Name |
|---|---|
| Address | 160 NEAL ST, FORT LEONARD WOOD, MO 65473-8035 |
| Document Number | 0000001685 |
|---|---|
| Date | Feb 20, 2024 |
| Instrument | 2024R01685 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2054 |
| Document Number | 0000001685 |
|---|---|
| Date | Feb 7, 2024 |
| Instrument | 2024R01685 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Address | 1400 FORUM BLVD STE 18, COLUMBIA, MO 65203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE MI |
| Property Address | 1489 STONEGATE CT, TEMPERANCE, MI 48182-2215 |
| Transaction Type | Mortgage |
| Record Updated | Oct 20, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2021R22900 |
|---|---|
| Date | Sep 1, 2021 |
| Instrument | 2021R22900 |
| Name | ELEMENTS FINANCIAL FCU |
|---|---|
| Type | Credit Union |
| Address | INDIANAPOLIS, IN 46202 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE MI |
| Property Address | 1489 STONEGATE CT, TEMPERANCE, MI 48182-2215 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000015403 |
|---|---|
| Date | Aug 4, 2020 |
| Instrument | 2020R15403 |
| Name | ELEMENTS FINANCIAL FCU |
|---|---|
| Type | Credit Union |
| Address | INDIANAPOLIS, IN 46202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Aug 15, 2045 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Monroe County assessment roll, as of August 15, 2025
| Type | Name |
|---|---|
| State | Michigan |
| County | Monroe County |
| County Subdivision | Bedford Township |
| Unified School District | Bedford Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $224,600 (+46.03%) | $449,200 (+46.03%) | |
| 2025 | $2,203.00 (-48.76%) Homeowner's exemption | ||
| 2023 | $4,299.00 Homeowner's exemption | $153,800 | $307,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 93% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Buckeye Cablesystem Cable · Fiber in parts of the area | 1,000 / 20 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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