1488 Stonegate Ct, Temperance, MI 48182 Property Records

Monroe County property record for 1488 Stonegate Ct, Temperance, MI 48182

Property Summary

Property Type	Single Family Home
Lot Size	0.34 acres (14,810 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,594 (2025)
Deeds & Mortgages	May 2019 Line of Credit Apr 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-523-019-00`

Property Details

APN / Parcel Number

Primary APN	`02-523-019-00`

Exterior

Lot Area	14,810 sqft (0.34 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1488 STONEGATE CT
City	TEMPERANCE
State	MI
Zip	48182-2215
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	STONEGATE LOT 19 & EQUAL UNDIVIDED 1/117TH INTEREST IN DETENTION LOT A
Legal Subdivision	STONEGATE
Legal Lot Number	19,A
Jurisdiction	MONROE MI
Township / Civil Division	BEDFORD
Census Block Group	1
Census Block	1006
Census Tract	833900

Owner

Source: Monroe County records, as of September 3, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1488 STONEGATE CT, TEMPERANCE, MI 48182-2215
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 23, 2019	Deed of Trust, Mortgage · Line of Credit KEYBANK USA
Apr 1, 2019	Deed of Trust, Mortgage · Conventional Mortgage KEYBANK USA

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	1488 STONEGATE CT, TEMPERANCE, MI 48182-2215
Document Number	0000009566
Instrument Date	May 23, 2019
Transaction Type	Mortgage
Record Updated	Jun 21, 2019
Title Company	ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1488 STONEGATE CT TEMPERANCE MI 481822215, TEMPERANCE, MI 48182-2215

Mortgage

Document Number	0000009566
Date	Jun 10, 2019
Instrument	9566

Lender

Name	KEYBANK USA
Type	Bank
Address	BROOKLYN, OH 44144

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jun 9, 2049

Interest

Rate Type	Adjustable Rate

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	1488 STONEGATE CT, TEMPERANCE, MI 48182-2215
Document Number	0000005471
Instrument Date	Apr 1, 2019
Transaction Type	Mortgage
Record Updated	May 10, 2019
Title Company	LIBERTY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1488 STONEGATE CT TEMPERANCE MI 481822215, TEMPERANCE, MI 48182-2215

Mortgage

Document Number	0000005471
Date	Apr 11, 2019
Instrument	5471

Lender

Name	KEYBANK USA
Type	Bank
Address	CLEVELAND, OH 44114-1306

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 10, 2049

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Monroe County
County Subdivision	Bedford Township
Unified School District	Bedford Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$193,800 (+45.6%) Land $193,800	$387,600 (+45.6%) Land $387,600
2025	$3,594.00 (-3.36%) Homeowner's exemption
2023	$3,719.00 Homeowner's exemption	$133,100	$266,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 144 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Buckeye Cablesystem Cable · Fiber in parts of the area	1,000 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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