Madison County property record for 1489 Bybee Loop, Waco, KY 40385 · Last verified December 2025
| Property Type | Single Family Home |
|---|---|
| Details | 1,712 sqft |
| Lot Size | 2 acres (87,120 sqft) |
| Owner | Individual Name on File |
| Last Sale | $172,000 (Apr 2019) |
| Tax Bill | $1,621 (2025) |
| Deeds & Mortgages | May 2022 Line of Credit May 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0130-0000-0001-A |
| Primary APN | 0130-0000-0001-A |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,712 sqft Living Area |
| Architectural Style | Split Foyer |
|---|---|
| Exterior Material | Brick Veneer |
| Lot Area | 87,120 sqft (2 acres) |
| Total Buildings | 2 Buildings |
| Account Number | 40197 |
|---|---|
| Street Address | 1489 BYBEE LOOP |
| City | WACO |
| State | KY |
| Zip | 40385-8028 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 2.00 ACRES |
| Jurisdiction | MADISON KY |
| Township / Civil Division | WACO-BYBEE |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 11002 |
Source: Madison County records · APN 0130-0000-0001-A
Assessment roll updated April 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1489 BYBEE LOOP, WACO, KY 40385-8028 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 16, 2022 | Deed of Trust, Mortgage · Line of Credit UNIVERSITY OF KENTUCKY FCU |
| May 28, 2020 | Deed of Trust, Mortgage · FHA Mortgage ARK-LA-TEX FINANCIAL SERVICES LLC |
| Apr 15, 2019 | Deed, Transfer · FHA Mortgage ARK-LA-TEX FINANCIAL SERVICES LLC |
| Apr 04, 2017 | Deed, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 15, 2019 · Amount on Record |
| Deed Sale | Apr 15, 2019 · Amount on Record |
| Prior Sale | Apr 04, 2017 · Amount on Record |
| Deed Document Number | 2013991035 |
| Deed Book / Page | D00772 / 260 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 1489 BYBEE LOOP, WACO, KY 40385-8028 |
| Transaction Type | Mortgage |
| Record Updated | May 27, 2022 |
| Title Company | HIGH STREET TITLE |
| Name | Verified Name |
|---|
| Document Number | 0M2160/115 |
|---|---|
| Date | May 16, 2022 |
| Book Page | M2160/115 |
| Instrument | 2014091969 |
| Name | UNIVERSITY OF KENTUCKY FCU |
|---|---|
| Type | Credit Union |
| Address | LEXINGTON, KY 40509 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | May 15, 2042 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 1489 BYBEE LOOP, WACO, KY 40385-8028 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | M01943/195 |
|---|---|
| Date | May 28, 2020 |
| Book Page | M01943/195 |
| Instrument | 2014012877 |
| Name | ARK-LA-TEX FINANCIAL SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | PLANO, TX 75024 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Apr 15, 2019 |
| Property Address | 1489 BYBEE LOOP, WACO, KY 40385-8028 |
| Document Number | D00772/260 |
| Book / Page | D00772 / 260 |
| Instrument Date | Mar 15, 2019 |
| Instrument | 2013991035 |
| Transaction Type | Transfer |
| Record Updated | Dec 17, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $172.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1012 DUCK HORN DR APT 15, 1012, RICHMOND, KY 40475-6545 |
| Name | Verified Name |
|---|---|
| Address | 1489 BYBEE LOOP, WACO, KY 40385-8028 |
| Document Number | 2013991036 |
|---|---|
| Date | Apr 15, 2019 |
| Instrument | 2013991036 |
| Name | ARK-LA-TEX FINANCIAL SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2049 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Apr 04, 2017 |
| Property Address | 1489 BYBEE LOOP, WACO, KY 40385-8028 |
| Document Number | D00743/117 |
| Book / Page | D00743 / 117 |
| Instrument Date | Mar 31, 2017 |
| Instrument | 2013956718 |
| Transaction Type | Transfer |
| Record Updated | Dec 17, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $35.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 1041 COLLEGE HILL RD, WACO, KY 40385-9735 |
Source: Madison County records · Assessment roll updated April 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,621.00 (-2.82%) Additional exemption filed | $172,000 (-) | $172,000 (-) |
| 2023 | $1,668.00 | $172,000 | $172,000 |
Source: FEMA National Flood Hazard Layer, Madison County (21151C), updated December 21, 2017 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Wildfire Risk | Moderate above 43% of the US · above 73% of Kentucky |
|---|---|
| Wildfire Likelihood | About 1 in 1,351 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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