1488 Sego Ln, Lincoln, CA 95648 Property Records

Placer County property record for 1488 Sego Ln, Lincoln, CA 95648

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,192 sqft · built 1977
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on File
Last Sale	$825,500 (Nov 2022)
Tax Bill	$8,536 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Aug 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`021-250-039-000`

Property Details

APN / Parcel Number

Primary APN	`021-250-039-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	2,192 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Bungalow
Construction Type	Frame
Lot Area	217,800 sqft
Pool Type	In-Ground Pool

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1488 SEGO LN
City	LINCOLN
State	CA
Zip	95648-9607
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	F
Legal Description	5 A PAR C PMOR 8 37
Legal Subdivision	PARCEL MAP NO. 71611
Jurisdiction	PLACER CA
Township / Civil Division	LINCOLN
Census Block Group	4
Census Block	4008
Census Tract	21304

Owner

Source: Placer County records · APN 021-250-039-000

Assessment roll updated July 13, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1488 SEGO LN, LINCOLN, CA 95648-9607
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 01, 2025	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Aug 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Nov 29, 2022	Grant Deed, Transfer · Conventional Mortgage POINT EQUITY RESIDENTIAL LENDING
Apr 24, 2020	Quit Claim Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE CO
Apr 24, 2020	Grant Deed, Transfer · Conventional Mortgage FLAGSTAR BANK FSB

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 29, 2022 · Amount on Record
Deed Sale	Nov 29, 2022 · Amount on Record
Prior Sale	Apr 24, 2020 · Amount on Record
Deed Document Number	202287623
Prior Transfer Date	Apr 23, 2020
Prior Transfer Doc	0000037437
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	1488 SEGO LN, LINCOLN, CA 95648-9607
Transaction Type	Mortgage
Record Updated	Dec 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1488 SEGO LN, LINCOLN, CA 95648-9607

Mortgage

Document Number	0000067282
Date	Dec 01, 2025
Instrument	2025-0067282

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2056

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	1488 SEGO LN, LINCOLN, CA 95648-9607
Transaction Type	Mortgage
Record Updated	Jan 19, 2023
Title Company	CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1466 SEGO LN, LINCOLN, CA 95648-9607

Mortgage

Document Number	0000104867
Date	Aug 18, 2021
Instrument	2021-0104867

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Address	CONSHOHOCKEN, PA 19428

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2051

November 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PLACER CA
Recording Date	Nov 29, 2022
Property Address	1488 SEGO LN, LINCOLN, CA 95648-9607
Document Number	0000087623
Map Reference	MB 8 PG 37
Instrument Date	Nov 21, 2022
Instrument	2022-0087623
Transaction Type	Transfer
Record Updated	Jan 19, 2023
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1488 SEGO LN, LINCOLN, CA 95648-9607

Mortgage

Document Number	0000087624
Date	Nov 29, 2022
Instrument	2022-0087624

Lender

Name	POINT EQUITY RESIDENTIAL LENDING
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2052

April 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PLACER CA
Recording Date	Apr 24, 2020
Property Address	1488 SEGO LN, LINCOLN, CA 95648-9607
Document Number	0000037437
Instrument Date	Apr 23, 2020
Instrument	37437
Transaction Type	Transfer
Record Updated	May 13, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	1488 SEGO LN LINCOLN CA 956489607, LINCOLN, CA 95648-9607

April 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PLACER CA
Recording Date	Apr 24, 2020
Property Address	1488 SEGO LN, LINCOLN, CA 95648-9607
Document Number	0000037438
Map Reference	MB 8 PG 37
Instrument Date	Apr 20, 2020
Instrument	2020-0037438
Transaction Type	Transfer
Record Updated	Jul 21, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22860 SWENSON RAVINE, GRASS VALLEY, CA 95949-8150

Mortgage

Document Number	0000037439
Date	Apr 24, 2020
Instrument	2020-0037439

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2050

Tax Assessment & Valuation

Source: Placer County records · Assessment roll updated July 13, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	Placer County
Unified School District	Western Placer Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$850,000 (+5.33%) Land $257,400 Building $592,600
2025	$8,536.00 (-3.69%)	$807,000 (-2.24%) Land $244,400 Building $562,600
2023	$8,863.00 (+17.86%)	$825,500 Land $250,000 Building $575,500
2022	$7,520.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of May 17, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	3 (1986–1995)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Apr 1995 · Severe Winter Storms, Flooding Landslides, Mud Flow

Wildfire

Wildfire Risk	High above 76% of the US · above 52% of California
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Zeta Broadband Fixed Wireless	400 / 50
Corridor Wireless Fixed Wireless	100 / 100
Succeed.Net Fixed Wireless	100 / 50
Cal.net Fixed Wireless	100 / 20
SkyHi Fixed Wireless	60 / 30

May also be available: AT&T, Radiate Holdings, Verizon.

Based on FCC filings for 35 locations within half a mile of this property.

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