1481 Sego Ln, Lincoln, CA 95648 Property Records

Placer County property record for 1481 Sego Ln, Lincoln, CA 95648 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,706 sqft · built 1979
Lot Size	8.3 acres (361,548 sqft)
Owner	2 Individual Names on File
Last Sale	$724,000 (May 2020)
Tax Bill	$8,378 (2025)
Deeds & Mortgages	Feb 2021 Mortgage May 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`021-250-022-000`

Property Details

APN / Parcel Number

Primary APN	`021-250-022-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,706 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Cape Cod
Construction Type	Frame
Lot Area	361,548 sqft
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1481 SEGO LN
City	LINCOLN
State	CA
Zip	95648-9607
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	8.3 A SEC 12 12 6
Legal Range	6E
Legal Township	12N
Legal Section	12
Jurisdiction	PLACER CA
Township / Civil Division	LINCOLN
Census Block Group	4
Census Block	4008
Census Tract	21304

Owner

Source: Placer County records · APN 021-250-022-000

Assessment roll updated July 13, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1481 SEGO LN, LINCOLN, CA 95648-9607
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 04, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
May 12, 2020	Grant Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO
Oct 03, 2019	Trustee's Deed, Construction Loan · Construction Mortgage MASTERS TEAM MORTGAGE

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 12, 2020 · Amount on Record
Deed Sale	May 12, 2020 · Amount on Record
Prior Sale	May 13, 2013 · Amount on Record
Deed Document Number	20202020-0043668
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	1481 SEGO LN, LINCOLN, CA 95648-9607
Transaction Type	Mortgage
Record Updated	Feb 17, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1481 SEGO LN, LINCOLN, CA 95648-9607

Mortgage

Document Number	0000015628
Date	Feb 04, 2021
Instrument	2021-0015628

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2051

May 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PLACER CA
Recording Date	May 12, 2020
Property Address	1481 SEGO LN, LINCOLN, CA 95648-9607
Document Number	0000043668
Instrument Date	May 11, 2020
Instrument	2020-0043668
Transaction Type	Transfer
Record Updated	Sep 07, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1481 SEGO LN, LINCOLN, CA 95648-9607

Mortgage

Document Number	0000043669
Date	May 12, 2020
Instrument	2020-0043669

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2050

October 2019: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	PLACER CA
Recording Date	Oct 03, 2019
Property Address	1481 SEGO LN, LINCOLN, CA 95648-9607
Instrument Date	Sep 26, 2019
Instrument	76612
Transaction Type	Construction Loan
Record Updated	Oct 16, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 RUSSELL AVE PORTOLA VALLEY CA 940287246, PORTOLA VALLEY, CA 94028-7246

Mortgage

Document Number	0000076612
Date	Oct 03, 2019
Instrument	76612

Lender

Name	MASTERS TEAM MORTGAGE
Type	Bank
Address	785 ORCHARD DR # 250, FOLSOM, CA 95630-5547

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Oct 02, 2020

Tax Assessment & Valuation

Source: Placer County records · Assessment roll updated July 13, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	Placer County
Unified School District	Western Placer Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$807,630 (+2%) Land $223,101 Building $584,529
2025	$8,378.00 (+2.4%)	$791,795 (+4.04%) Land $218,727 Building $573,068
2023	$8,182.00 (+1.55%)	$761,051 Land $210,235 Building $550,816
2022	$8,057.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Placer County (06061C), updated May 17, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060610213044, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 11 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	3 (1986–1995)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Apr 1995, rainfall accumulation, Severe Winter Storms, Flooding Landslides, Mud Flow

Wildfire

Wildfire Risk	High above 72% of the US · above 47% of California
Wildfire Likelihood	About 1 in 276 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 28 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Zeta Broadband	Fixed Wireless (unlicensed)	400 / 50
Corridor Wireless	Fixed Wireless (unlicensed)	100 / 100
Succeed.Net	Fixed Wireless (unlicensed)	100 / 50
Cal.net	Fixed Wireless (unlicensed)	100 / 20
SkyHi	Fixed Wireless (unlicensed)	60 / 30

May also be available at this address: Radiate Holdings, Verizon, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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