14875 Oneto Rd, Sutter Creek, CA 95685 Property Records

Amador County property record for 14875 Oneto Rd, Sutter Creek, CA 95685 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details5 bd · 2 ba · 2,008 sqft · built 1964
Lot Size15.9 acres (693,911 sqft)
Owner2 Individual Names on File
Last Sale$362,500 (Apr 2007)
Tax Bill$4,975 (2025)
Deeds & MortgagesDec 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN015-160-014-000

Property Details

APN / Parcel Number

Primary APN015-160-014-000
Alternative APN
  • 1516001400

Interior

Bedrooms5 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories2 Stories
Building Area2,008 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1964
Effective Year BuiltEffective 1964
Construction TypeWood
Lot Area693,911 sqft

Utilities, Heating & Cooling

Cooling SystemWall Unit
Heating SystemFloor/Wall Furnace
SewerConnected
Water SourceWell

Location & Zoning

Street Address14875 ONETO RD
CitySUTTER CREEK
StateCA
Zip95685-9728
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPOR SEC27 T7N R11E
Legal Range11E
Legal Township07N
Legal Section27
Legal SubdivisionELIZABETH HARPER
JurisdictionAMADOR CA
Township / Civil DivisionSUTTER CREEK-PLYMOUTH
Census Block Group2
Census Block2014
Census Tract201

Owner

Source: Amador County records · APN 015-160-014-000

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address4657 SETTING SUN DR, EL SOBRANTE, CA 94803-2109
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 06, 2007 · Amount on Record
Deed SaleApr 06, 2007 · Amount on Record
Deed Document Number20073935
Record UpdatedSep 20, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionAMADOR CA
Property Address14875 ONETO RD, SUTTER CREEK, CA 95685-9728
Document Number0000012166
Instrument DateDec 04, 2020
Transaction TypeMortgage
Record UpdatedJan 15, 2021
Title CompanyWFG NATIONAL TITLE INSURANCE, WFG NAT'L TITLE INS

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address4657 SETTING SUN DR EL SOBRANTE CA 948032109, EL SOBRANTE, CA 94803-2109

Mortgage

Document Number0000012166
DateDec 23, 2020
Instrument12166
Lender
NameASSENT MORTGAGE LLC ASSENT MORTGAGE LLC
TypeBank
AddressIRVINE, CA 92612
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueDec 22, 2040

Tax Assessment & Valuation

Source: Amador County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyAmador County
Unified School DistrictAmador County Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$495,370 (+2%) Land $290,390 Building $204,980
2025$4,975.00 (+3.95%)$485,658 (+4.04%) Land $284,697 Building $200,961
2024$466,920
2023$4,786.00 (+2.29%)$466,801 Land $273,643 Building $193,158
2022$4,679.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Amador County (06005C), updated June 30, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo

Wildfire

Wildfire RiskVery High
above 93% of the US · above 77% of California
Wildfire LikelihoodAbout 1 in 86 per year
ExposureDirect
burnable vegetation at the parcel

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values are read at the parcel center point; lenders make the official flood determination.

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