14725 Oneto Rd, Sutter Creek, CA 95685 Property Records

Amador County property record for 14725 Oneto Rd, Sutter Creek, CA 95685

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,170 sqft · built 1976
Lot Size8.16 acres (355,450 sqft)
OwnerIndividual Name on Record
Tax Bill$739 (2025)
Deeds & MortgagesFeb 2017 Line of Credit
Jun 2022 Transfer
Flood ZoneZone X (minimal risk)
APN015-220-098-000

Property Details

APN / Parcel Number

Primary APN015-220-098-000
Alternative APNs
  • 015220066000
  • 1522009800

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,170 sqft

Exterior

Year BuiltBuilt 1976
Effective Year BuiltEffective 1976
Lot Area355,450 sqft

Location & Zoning

Street Address14725 ONETO RD
CitySUTTER CREEK
StateCA
Zip95685
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1A
Legal Description61M45 PAR B-1
Legal SubdivisionOMNIBUS INVESTMENTS INC
Legal Lot NumberB
JurisdictionAMADOR CA
Township / Civil DivisionSUTTER CREEK-PLYMOUTH
Census Block Group2
Census Block2016
Census Tract201

Owner

Source: Amador County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2001 E MAIN ST, MABANK, TX 75156-8111
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 27, 2017Deed of Trust, Mortgage · Line of Credit
COMPASS BANK
Jun 14, 2022Affidavit of Death of Joint Tenant, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedSep 20, 2026

February 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionAMADOR CA
Property Address14725 ONETO RD, SUTTER CREEK, CA 95685
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000001500
DateFeb 27, 2017
Instrument2017-0001500
Lender
NameCOMPASS BANK
TypeBank
AddressMARTELL, CA 95654
Agreement
TypeLine of Credit
AmountAmount Recorded
Term420 Months
DueFeb 15, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

June 2022: Affidavit of Death of Joint Tenant, Transfer

Document TypeAffidavit of Death of Joint Tenant
JurisdictionAMADOR CA
Recording DateJun 14, 2022
Property Address14725 ONETO RD, SUTTER CREEK, CA 95685
Document Number0000005258
Map ReferenceMB 16 PG 47
Instrument DateOct 9, 2020
Instrument2022-0005258
Transaction TypeTransfer
Record UpdatedAug 1, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address802 DANNY CIR, HARKER HEIGHTS, TX 76548-1557

Tax Assessment & Valuation

Source: Amador County assessment roll, as of July 21, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyAmador County
Unified School DistrictAmador County Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$63,157 (+2%) Land $8,243 Building $54,914
2025$739.00 (+4.08%)$61,920 (+4.04%) Land $8,082 Building $53,838
2024$246,960
2023$710.00 (+25.89%)$59,518 Land $7,769 Building $51,749
2022$564.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 30, 2022

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskExtreme
above 95% of the US · above 81% of California
Wildfire Likelihood1% annual chance
ExposureDirect
burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
Cal.net
Fixed Wireless
100 / 20

May also be available: unWired Broadband, Verizon.

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Oneto Rd

Nearby Streets

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