Effingham County property record for 14857 E 1975th Ave, Effingham, IL 62401 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 1,991 sqft · built 2017 |
| Lot Size | 0.78 acres (33,977 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,721 (2024) |
| Deeds & Mortgages | Sep 2023 Mortgage Sep 2018 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-27-028-007 |
| Primary APN | 03-27-028-007 |
|---|
| Stories | 1 Story |
|---|---|
| Building Area | 1,991 sqft Base Area |
| 1st Floor Area | 1,991 sqft |
| Basement Area | 1,991 sqft |
| Unfinished Basement | 1,991 sqft |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Construction Type | Frame |
| Lot Area | 33,977 sqft (0.78 acres) |
| Garage Area | 798 sqft |
| Parking Spaces | 3 Parking Spaces |
| Street Address | 14857 E 1975TH AVE |
|---|---|
| City | EFFINGHAM |
| State | IL |
| Zip | 62401-6904 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S 241.13FT OF E 160FT W 1/2 SE NE 3268/196 3268/194 2720/162 1279/206 & 202 236/60 |
| Jurisdiction | EFFINGHAM IL |
| Township / Civil Division | DOUGLAS |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 950100 |
Source: Effingham County records · APN 03-27-028-007
Assessment roll updated September 9, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 14857 E 1975TH AVE, EFFINGHAM, IL 62401-6904 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 27, 2023 | Deed of Trust, Mortgage · Commercial Mortgage TEUTOPOLIS STATE BANK |
| Sep 10, 2018 | Deed of Trust, Mortgage · Conventional Mortgage DIETERICH BANK NA |
| Oct 30, 2017 | Deed of Trust, Mortgage · Construction Mortgage DIETERICH BANK NA |
| Jun 15, 2017 | Deed of Trust, Mortgage · Construction Mortgage DIETERICH BANK NA |
| Sep 05, 2019 | Deed of Trust, Mortgage · Conventional Mortgage DIETERICH BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Transfer Date | Dec 23, 2016 |
| Transfer Doc | 3268/194 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM IL |
| Property Address | 14857 E 1975TH AVE, EFFINGHAM, IL 62401-6904 |
| Transaction Type | Mortgage |
| Record Updated | Oct 23, 2023 |
| Name | Verified Name |
|---|---|
| Address | 14857 E 1975TH AVE, EFFINGHAM, IL 62401-6904 |
| Document Number | 0003882/99 |
|---|---|
| Date | Sep 27, 2023 |
| Book Page | 3882/99 |
| Instrument | 202323003174 |
| Name | TEUTOPOLIS STATE BANK |
|---|---|
| Type | Bank |
| Address | 62647 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 61 Months |
| Due | Oct 26, 2028 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM IL |
| Property Address | 14857 E 1975TH AVE, EFFINGHAM, IL 62401-6904 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | BURNETT TITLE, BURNET TITLE |
| Name | Verified Name |
|---|
| Document Number | 3412/154 |
|---|---|
| Date | Sep 10, 2018 |
| Book Page | 3412/154 |
| Instrument | 201801803716 |
| Name | DIETERICH BANK NA |
|---|---|
| Type | Bank |
| Address | EFFINGHAM, IL 62401 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2048 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.62% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM IL |
| Property Address | 14857 E 1975TH AVE, EFFINGHAM, IL 62401-6904 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 3343/295 |
|---|---|
| Date | Oct 30, 2017 |
| Book Page | 3343/295 |
| Instrument | 201701705043 |
| Name | DIETERICH BANK NA |
|---|---|
| Type | Bank |
| Address | EFFINGHAM, IL 62401 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Oct 11, 2018 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM IL |
| Property Address | 14857 E 1975TH AVE, EFFINGHAM, IL 62401-6904 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 3308/040 |
|---|---|
| Date | Jun 15, 2017 |
| Book Page | 3308/040 |
| Instrument | 201701702634 |
| Name | DIETERICH BANK NA |
|---|---|
| Type | Bank |
| Address | EFFINGHAM, IL 62401 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 10 Months |
| Due | Apr 01, 2018 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.74% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM IL |
| Property Address | 14857 E 1975TH AVE, EFFINGHAM, IL 62401-6904 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 3493/347 |
|---|---|
| Date | Sep 05, 2019 |
| Book Page | 3493/347 |
| Instrument | 201901903517 |
| Name | DIETERICH BANK NA |
|---|---|
| Type | Bank |
| Address | EFFINGHAM, IL 62401 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Sep 01, 2034 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.7% |
| Type Change Date | Sep 01, 2024 |
| Change Frequency | Annually |
| Min Rate At Change | 3.75% |
| Max Rate At Change | 6.7% |
| Index | 1-Year CMT |
| Max Rate | 9.7% |
Source: Effingham County records · Assessment roll updated September 9, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Effingham County |
| County Subdivision | Douglas Township |
| Unified School District | Teutopolis Community Unit School District 50 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $3,721.00 (+26.35%) | $79,750 (+19.91%) Land $2,630 Building $77,120 | $239,250 (+19.91%) Land $7,890 Building $231,360 |
| 2022 | $2,945.00 Homeowner's exemption | $66,510 Land $2,190 Building $64,320 | $199,530 Land $6,570 Building $192,960 |
Source: FEMA National Flood Hazard Layer, Effingham County (17049C), updated January 17, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 3% of the US · above 21% of Illinois |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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