14153 E 1975th Ave, Effingham, IL 62401 Property Records

Effingham County property record for 14153 E 1975th Ave, Effingham, IL 62401 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	1 bd · 2.5 ba · 1,824 sqft · built 1975
Lot Size	0.94 acres (40,946 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,738 (2024)
Deeds & Mortgages	Jan 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`03-27-028-031`

Property Details

APN / Parcel Number

Primary APN	`03-27-028-031`

Interior

Bedrooms	1 Bed
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,824 sqft Base Area
1st Floor Area	1,824 sqft
Basement Area	1,500 sqft
Unfinished Basement	1,500 sqft

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Construction Type	Frame
Lot Area	40,946 sqft (0.94 acres)
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	14153 E 1975TH AVE
City	EFFINGHAM
State	IL
Zip	62401-7306
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT SW NW 2536/3 513/254
Jurisdiction	EFFINGHAM IL
Township / Civil Division	DOUGLAS
Census Block Group	1
Census Block	1018
Census Tract	950100

Owner

Source: Effingham County records · APN 03-27-028-031

Assessment roll updated September 9, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	14153 E 1975TH AVE, EFFINGHAM, IL 62401-7306
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Transfer Date	Jun 18, 2009
Transfer Doc	2536/001
Record Updated	Jun 08, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Property Address	14153 E 1975TH AVE, EFFINGHAM, IL 62401-7306
Transaction Type	Mortgage
Record Updated	Mar 03, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14153 E 1975TH AVE, EFFINGHAM, IL 62401-7306

Mortgage

Document Number	3652/156
Date	Jan 25, 2021
Book Page	3652/156
Instrument	202121000410

Lender

Name	TEUTOPOLIS STATE BANK
Type	Bank
Address	TEUTOPOLIS, IL 62467

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Jan 15, 2036

Interest

Rate	2.25%

Tax Assessment & Valuation

Source: Effingham County records · Assessment roll updated September 9, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Effingham County
County Subdivision	Douglas Township
Unified School District	Teutopolis Community Unit School District 50 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$3,738.00 (+24.85%)	$80,090 (+19.9%) Land $2,830 Building $77,260	$240,270 (+19.9%) Land $8,490 Building $231,780
2022	$2,994.00 Homeowner's exemption	$66,800 Land $2,360 Building $64,440	$200,400 Land $7,080 Building $193,320

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Effingham County (17049C), updated January 17, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.