Cayuga County and Sterling Town property record for 14851 Cayuga St, Sterling, NY 13156
| Property Type | Seasonal / Vacation Home |
|---|---|
| Details | 1 bd · 1 ba · 594 sqft · built 1900 |
| Lot Size | 0.15 acres (6,534 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $40,000 (Jan 2006) |
| Tax Bill | $1,638 (2026) |
| Deeds & Mortgages | Oct 2020 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 055601 9.05-1-33 |
| Primary APN | 055601 9.05-1-33 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 594 sqft Living Area |
| 1st Floor Area | 594 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Cottage |
| Exterior Material | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 6,534 sqft (0.15 acres) |
| Lot Dimensions | 66 ft deep x 99 ft wide |
| Patio Area | 15 sqft |
| Heating System | HVAC |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 36011111 |
|---|---|
| Street Address | 14851 CAYUGA ST |
| City | STERLING |
| State | NY |
| Zip | 13156 |
| Property Category | Residential |
| Property Type | Residential > Specialized > Seasonal / Vacation Home |
| Local Zoning Code | 05 - COMME |
| Legal Description | UNR. S.M. |
| Legal Block | 1 |
| Legal Lot Number | 33.000 |
| Jurisdiction | CAYUGA NY |
| Township / Civil Division | STERLING |
| Census Block Group | 3 |
| Census Block | 3033 |
| Census Tract | 40102 |
Source: Cayuga County and Sterling Town records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | PO BOX 519, FAIR HAVEN, NY 13064-0519 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 26, 2006 · Amount on Record |
| Deed Sale | Jan 26, 2006 · Amount on Record |
| Deed Book / Page | 1247 / 220 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAYUGA NY |
| Property Address | 14851 CAYUGA ST, STERLING, NY 13156 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0039470212 |
|---|---|
| Date | Oct 29, 2020 |
| Book Page | 3947/212 |
| Instrument | 2020-199261 |
| Name | FIVE STAR BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Nov 1, 2030 |
Source: Cayuga County and Sterling Town assessment roll, as of May 1, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Cayuga County |
| County Subdivision | Sterling Town |
| Municipality | Fair Haven Village |
| Unified School District | Red Creek Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,638.00 (+95%) | ||
| 2025 | $840.00 (+1.45%) | $79,100 (+101.79%) Land $30,200 Building $48,900 | $79,100 (+29.14%) Land $30,200 Building $48,900 |
| 2024 | $828.00 (+4.68%) | ||
| 2023 | $39,200 Land $17,900 Building $21,300 | $61,250 Land $27,969 Building $33,281 | |
| 2019 | $791.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 2 (2017–2019) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jun 2019 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FAIR HAVEN VILLAGE serves 1,001 people · EPA ID NY0501717 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | 14 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Verizon.
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