14771 Cayuga St, Sterling, NY 13156 Property Records

Cayuga County and Sterling Town property record for 14771 Cayuga St, Sterling, NY 13156

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,540 sqft · built 2020
Lot Size	0.1 acres (4,361 sqft)
Owner	2 Trust Names on Record
Last Sale	$24,000 (Aug 2023)
Tax Bill	$6,343 (2026)
Deeds & Mortgages	Aug 2023 Transfer Mar 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`055601 9.05-1-56`

Property Details

APN / Parcel Number

Primary APN	`055601 9.05-1-56`
Alternative APNs	`560100900500010560000000` `042051`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	1,540 sqft Living Area
1st Floor Area	900 sqft
2nd Floor Area	640 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Contemporary
Exterior Material	Aluminum/Vinyl
Lot Area	4,361 sqft (0.1 acres)
Lot Dimensions	87.2 ft deep x 50 ft wide
Porch	Slab

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	042051
Street Address	14771 CAYUGA ST
City	STERLING
State	NY
Zip	13156
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	03 - MULTI
Legal Description	UNR. S.M. A/D745-72 ALSO DEED 1091/208 FROM PARCEL 9.05-1-55.2
Legal Block	1
Legal Lot Number	56.000
Jurisdiction	CAYUGA NY
Township / Civil Division	STERLING
Census Block Group	3
Census Block	3027
Census Tract	40102

Owner

Source: Cayuga County and Sterling Town records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Trust Names on Record
Mailing Address	2656 FINDLAY AVE SW, PALM BAY, FL 32908-1335
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 15, 2023	Quit Claim Deed, Transfer Quitclaim
Mar 19, 2020	Deed of Trust, Mortgage LYONS NAT'L BK
Oct 10, 2019	Quit Claim Deed, Transfer · Stand-Alone Refinance LYONS SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 15, 2023 · Amount on Record
Deed Sale	Aug 15, 2023 · Amount on Record
Deed Document Number	2023223475
Deed Book / Page	4383 / 262
Prior Transfer Date	Aug 2, 2023
Prior Transfer Doc	004383/262
Record Updated	Oct 29, 2026

August 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CAYUGA NY
Recording Date	Aug 15, 2023
Property Address	14771 CAYUGA ST, STERLING, NY 13156
Document Number	004383/262
Book / Page	4383 / 262
Instrument Date	Aug 2, 2023
Instrument	2023-223475
Transaction Type	Transfer
Record Updated	Sep 5, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	2656 FINDLAY AVE SW, PALM BAY, FL 32908-1335

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAYUGA NY
Property Address	14771 CAYUGA ST, STERLING, NY 13156
Document Number	0000001443
Instrument Date	Mar 19, 2020
Transaction Type	Mortgage
Record Updated	May 20, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2656 FINDLAY AVE SW PALM BAY FL 329081335, PALM BAY, FL 32908-1335

Mortgage

Document Number	0000001443
Date	Apr 9, 2020
Instrument	1443

Lender

Name	LYONS NAT'L BK
Type	Bank
Address	GENEVA, NY 14456-0273

Agreement

Amount	Amount Recorded

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CAYUGA NY
Recording Date	Oct 10, 2019
Property Address	14771 CAYUGA ST, STERLING, NY 13156
Document Number	0003783/47
Book / Page	3783 / 47
Instrument Date	Oct 1, 2019
Instrument	2019-190724
Transaction Type	Transfer
Record Updated	Nov 16, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	50 BUCKWHEAT DR, FAIRPORT, NY 14450-1129

Mortgage

Document Number	0037830050
Date	Oct 10, 2019
Book Page	3783/50
Instrument	2019-190725

Lender

Name	LYONS SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	373 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

Source: Cayuga County and Sterling Town assessment roll, as of May 1, 2026

Property Jurisdictions

Type	Name
State	New York
County	Cayuga County
County Subdivision	Sterling Town
Municipality	Fair Haven Village
Unified School District	Red Creek Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,343.00 (+95.41%)
2025	$3,246.00 (+1.95%)	$332,300 (+85.02%) Land $50,600 Building $281,700	$332,300 (+18.41%) Land $50,600 Building $281,700
2024	$3,184.00 (+465.54%)
2023		$179,600 (-) Land $21,600 Building $158,000	$280,625 (+26.56%) Land $33,750 Building $246,875
2022		$179,600 Land $21,600 Building $158,000	$221,728 Land $26,667 Building $195,061
2019	$563.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	2 (2017–2019)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jun 2019 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 89% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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