1485 Paso Robles St, Oceano, CA 93445 Property Records

San Luis Obispo County property record for 1485 Paso Robles St, Oceano, CA 93445

Property Summary

Property TypeMulti-Family Dwellings
Details7 bd · 4.5 ba · 3,280 sqft · built 1971
Lot Size0.186 acres (8,110 sqft)
OwnerIndividual Name on File
Last Sale$260,000 (Jul 2012)
Tax Bill$4,079 (2025)
Deeds & MortgagesMar 2020 Mortgage
Jan 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN062-042-039

Property Details

APN / Parcel Number

Primary APN062-042-039

Interior

Bedrooms7 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Total Rooms16 Rooms
Stories1 Story
Building Area3,280 sqft Living Area
1st Floor Area1,544 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1971
Effective Year BuiltEffective 1971
Architectural StyleMulti-Family
Exterior MaterialStucco
Construction TypeWood
Roof MaterialComposition Shingle
Lot Area8,110 sqft (0.186 acres)
Lot Dimensions161 ft deep x 50 ft wide
Parking Spaces2 Parking Spaces
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
SewerConnected

Location & Zoning

Street Address1485 PASO ROBLES ST
CityOCEANO
StateCA
Zip93445-9497
Property CategoryResidential
Property TypeResidential > Multi-Unit > Multi-Family Dwellings
Local Zoning CodeRMF
Legal DescriptionTN OCEANO BL 9 LTS 2 & 3
Legal SubdivisionOCEANO MAP 02
Legal Block9
Legal Lot Number2,3
JurisdictionSAN LUIS OBISPO CA
Township / Civil DivisionARROYO GRANDE
Census Block Group2
Census Block2032
Census Tract12201

Owner

Source: San Luis Obispo County records, as of August 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address1341 18TH ST, OCEANO, CA 93445-9309
Owner TypeIndividual
VestingCommunity Property

Deeds, Mortgages & Sale History

DateDocument
Mar 31, 2020Deed of Trust, Mortgage · Conventional Mortgage
CROSSCOUNTRY MORTGAGE INC
Jan 29, 2021Deed of Trust, Mortgage · Conventional Mortgage
PENNYMAC LOAN SERVICES LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 17, 2012 · Amount on File
Deed SaleJul 17, 2012 · Amount on File
Prior SaleMar 12, 2012 · Amount on File
Deed Document Number201238731
Prior Transfer DateJul 24, 2006
Prior Transfer Doc0000053371
Record UpdatedOct 29, 2026

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN LUIS OBISPO CA
Property Address1485 PASO ROBLES ST, OCEANO, CA 93445-9497
Transaction TypeMortgage
Record UpdatedJun 21, 2021
Title CompanyNATIONAL CLOSING SOLUTIONS

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000015858
DateMar 31, 2020
Instrument2020015858
Lender
NameCROSSCOUNTRY MORTGAGE INC
TypeMortgage Company
AddressBRECKSVILLE, OH 44141
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2050

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN LUIS OBISPO CA
Property Address1485 PASO ROBLES ST, OCEANO, CA 93445-9497
Transaction TypeMortgage
Record UpdatedJun 21, 2021
Title CompanyBOSTON NATIONAL TTL AGCY LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address512 N LUCAS DR, SANTA MARIA, CA 93454-3828

Mortgage

Document Number0000006975
DateJan 29, 2021
Instrument2021006975
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueFeb 1, 2051

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Luis Obispo County
Unified School DistrictLucia Mar Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$326,564 (+2%) Land $125,600 Building $200,964
2025$4,079.00 (+2.41%)$320,162 (+4.04%) Land $123,138 Building $197,024
2023$3,983.00 (+3.81%)$307,731 Land $118,357 Building $189,374
2022$3,837.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 33 individual policies
Nearby Flood Policies89 units insured
incl. 56 condo units
Nearby Flood Claims2 (2010)
Most Recent ClaimDec 2010 · Severe Winter Storms, Flooding, And Debris And Mud Flows
Claims by Event
  • Severe Winter Storms, Flooding, And Debris And Mud Flows, Dec 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOCEANO COMM SERVICES DIST.
serves 7,598 people · EPA ID CA4010005
Water SourcePurchased surface water from several systems
Last State InspectionJun 2024
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 552 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Surfnet Communications
Fixed Wireless
100 / 20

May also be available: Astound Broadband, Peak WiFi, Ranch Wifi, T-Mobile, Verizon.

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