San Luis Obispo County property record for 1431 Paso Robles St, Oceano, CA 93445
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 714 sqft · built 1930 |
| Lot Size | 0.09 acres (3,920 sqft) |
| Owner | Individual Name on File |
| Last Sale | $185,000 (Dec 2013) |
| Tax Bill | $2,753 (2025) |
| Deeds & Mortgages | Aug 2018 Mortgage Mar 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 062-042-041 |
| Primary APN | 062-042-041 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 714 sqft Living Area |
| 1st Floor Area | 714 sqft |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Construction Type | Wood |
| Lot Area | 3,920 sqft (0.09 acres) |
| Cooling System | None |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Street Address | 1431 PASO ROBLES ST |
|---|---|
| City | OCEANO |
| State | CA |
| Zip | 93445-9430 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RMF |
| Legal Description | TN OCEANO BL 9 LT 6 |
| Legal Subdivision | 02 TOWN OCEANO |
| Legal Block | 9 |
| Legal Lot Number | 6 |
| Jurisdiction | SAN LUIS OBISPO CA |
| Township / Civil Division | ARROYO GRANDE |
| Census Block Group | 2 |
| Census Block | 2032 |
| Census Tract | 12201 |
1431 Paso Robles St is owned by an individual who acquired it in March 2020.
Source: San Luis Obispo County records, as of August 6, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5700 VIA REAL, 61, CARPINTERIA, CA 93013-2614 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 24, 2018 | Deed of Trust, Mortgage · Conventional Mortgage MASON MCDUFFIE MORTGAGE CORP |
| Mar 27, 2020 | Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 16, 2013 · Amount on File |
| Deed Sale | Dec 16, 2013 · Amount on File |
| Prior Sale | May 15, 2013 · Amount on File |
| Deed Document Number | 201368346 |
| Last Transfer Date | Mar 23, 2020 |
| Transfer Doc | 0000015193 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 1431 PASO ROBLES ST, OCEANO, CA 93445-9430 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000035165 |
|---|---|
| Date | Aug 24, 2018 |
| Instrument | 2018035165 |
| Name | MASON MCDUFFIE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | SAN RAMON, CA 94583 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2048 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | Mar 27, 2020 |
| Property Address | 1431 PASO ROBLES ST, OCEANO, CA 93445-9430 |
| Document Number | 0000015193 |
| Map Reference | MB A PG 148 |
| Instrument Date | Mar 23, 2020 |
| Instrument | 2020015193 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2021 |
| Title Company | FIRST AMERICAN TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1431 PASO ROBLES ST, OCEANO, CA 93445-9430 |
| Document Number | 0000015194 |
|---|---|
| Date | Mar 27, 2020 |
| Instrument | 2020015194 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2050 |
The 2025 property tax bill for 1431 Paso Robles St was $2,753, up 3.7% from the year before.
Source: San Luis Obispo County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Luis Obispo County |
| Unified School District | Lucia Mar Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $231,307 (+2%) Land $150,038 Building $81,269 | |
| 2025 | $2,753.00 (+3.73%) | $226,773 Land $147,097 Building $79,676 |
| 2024 | $2,654.00 (+1.07%) | |
| 2023 | $2,626.00 (+1.35%) | $217,969 Land $141,386 Building $76,583 |
| 2022 | $2,591.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 1431 Paso Robles St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2010.
Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 33 individual policies |
| Nearby Flood Policies | 89 units insured incl. 56 condo units |
| Nearby Flood Claims | 2 (2010) |
| Most Recent Claim | Dec 2010 · Severe Winter Storms, Flooding, And Debris And Mud Flows |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1431 Paso Robles St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OCEANO COMM SERVICES DIST. serves 7,598 people · EPA ID CA4010005 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 552 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Surfnet Communications Fixed Wireless | 100 / 20 |
May also be available: Astound Broadband, Peak WiFi, Ranch Wifi, T-Mobile, Verizon.
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