1485 Forest Bay Ct, Wixom, MI 48393 Property Records

Oakland County property record for 1485 Forest Bay Ct, Wixom, MI 48393

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,659 sqft · built 1995
Lot Size	0.379 acres (16,509 sqft)
Owner	2 Individual Names on File
Last Sale	$310,000 (Jan 2018)
Tax Bill	$7,003 (2025)
Deeds & Mortgages	Jan 2026 Line of Credit Aug 2021 Mortgage + 7 more
Flood Zone	Zone X (minimal risk)
APN	`96-17-29-407-011`

Property Details

APN / Parcel Number

Primary APN	`96-17-29-407-011`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	2,659 sqft Living Area
1st Floor Area	1,602 sqft
Basement Area	1,437 sqft
Unfinished Basement	1,437 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Brick
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	16,509 sqft (0.379 acres)
Lot Dimensions	165 ft deep x 100 ft wide
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	42 sqft
Deck Area	664 sqft
Patio Area	760 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	1485 FOREST BAY CT
City	WIXOM
State	MI
Zip	48393-1636
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	T2N, R8E, SEC 29 LOON LAKE WOODLANDS NO 2 LOT 35 4-11-95 FR 476-055
Legal Range	08E
Legal Township	02N
Legal Section	29
Legal Subdivision	WOODLANDS
Legal Lot Number	4,35
Jurisdiction	OAKLAND MI
Township / Civil Division	WIXOM
Census Block Group	1
Census Block	1007
Census Tract	133002

Owner

1485 Forest Bay Ct is owned and occupied by two individuals who bought it in January 2018.

Source: Oakland County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1485 FOREST BAY CT, WIXOM, MI 48393-1636
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 2, 2026	Deed of Trust, Mortgage · Line of Credit MICHIGAN STATE UNIVERSITY FCU
Aug 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP
Jan 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage ONE AMERICAN BANK
Apr 27, 2018	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB
May 16, 2019	Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP
Dec 5, 2019	Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP
Jul 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP
Jan 23, 2018	Warranty Deed, Transfer · Conventional with PMI MORTGAGE 1 AT SUBURBAN
Nov 29, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 23, 2018 · Amount on File
Deed Sale	Jan 23, 2018 · Amount on File
Prior Sale	Aug 14, 1996 · Amount on File
Deed Document Number	201812017
Deed Book / Page	51498 / 510
Prior Transfer Date	Nov 28, 2017
Prior Transfer Doc	0000219079
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	1485 FOREST BAY CT, WIXOM, MI 48393-1636
Transaction Type	Mortgage
Record Updated	Jan 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1485 FOREST BAY CT, WIXOM, MI 48393-1636

Mortgage

Document Number	20260000631
Date	Jan 2, 2026
Book Page	60838/858
Instrument	20260000631

Lender

Name	MICHIGAN STATE UNIVERSITY FCU
Type	Credit Union
Address	EAST LANSING, MI 48823

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	299 Months
Due	Dec 23, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	1485 FOREST BAY CT, WIXOM, MI 48393-1636
Transaction Type	Mortgage
Record Updated	Sep 17, 2021
Title Company	EMBASSY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1485 FOREST BAY CT, WIXOM, MI 48393-1636

Mortgage

Document Number	0000210213
Date	Aug 30, 2021
Book Page	56772/612
Instrument	210213

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company
Address	ENGLEWOOD, CO 80111

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Sep 1, 2036

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	1485 FOREST BAY CT, WIXOM, MI 48393-1636
Transaction Type	Mortgage
Record Updated	Feb 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1485 ROREST BAY CL, WIXOM, MI 48393

Mortgage

Document Number	0000021523
Date	Jan 26, 2021
Book Page	55575/115
Instrument	21523

Lender

Name	ONE AMERICAN BANK
Type	Bank
Address	SAN FRANCISCO, CA 94108

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	1485 FOREST BAY CT, WIXOM, MI 48393-1636
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000072041
Date	Apr 27, 2018
Book Page	51763/00586
Instrument	72041

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2048

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	1485 FOREST BAY CT, WIXOM, MI 48393-1636
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000076284
Date	May 16, 2019
Book Page	52835/00389
Instrument	76284

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company
Address	SCHAUMBURG, IL 60173

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2049

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	1485 FOREST BAY CT, WIXOM, MI 48393-1636
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	RET

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000203817
Date	Dec 5, 2019
Book Page	53578/00594
Instrument	203817

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company
Address	SCHAUMBURG, IL 60173

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2049

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	1485 FOREST BAY CT, WIXOM, MI 48393-1636
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	RET

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000146103
Date	Jul 27, 2020
Book Page	54560/188
Instrument	146103

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company
Address	SCHAUMBURG, IL 60173

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2050

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Jan 23, 2018
Property Address	1485 FOREST BAY CT, WIXOM, MI 48393-1636
Document Number	0000012017
Book / Page	051498 / 000510
Instrument Date	Jan 12, 2018
Instrument	12017
Transaction Type	Transfer
Record Updated	Feb 22, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,666.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1307 KENNEPORT CIR WIXOM MI 483931628, WIXOM, MI 48393-1628

Mortgage

Document Number	12364
Date	Jan 23, 2018
Book Page	051500/000238
Instrument	12364

Lender

Name	MORTGAGE 1 AT SUBURBAN
Type	Mortgage Company
Address	STERLING HEIGHTS, MI 48314

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jan 22, 2048

November 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OAKLAND MI
Recording Date	Nov 29, 2017
Property Address	1485 FOREST BAY CT, WIXOM, MI 48393-1636
Document Number	0000219079
Book / Page	051336 / 000247
Instrument Date	Nov 28, 2017
Instrument	219079
Transaction Type	Transfer
Record Updated	Jan 3, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1485 FOREST BAY CT WIXOM MI 483931636, WIXOM, MI 48393-1636

Tax Assessment & Valuation

The 2025 property tax bill for 1485 Forest Bay Ct was $7,003 with a homeowner's exemption, up 0.9% from the year before.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
Municipality	Wixom City
Unified School District	Walled Lake Consolidated Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,003.00 (+0.92%) Homeowner's exemption	$235,750	$471,500
2024	$6,939.00
2023		$205,050	$410,100
2021	$6,149.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1485 Forest Bay Ct in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1485 Forest Bay Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WIXOM serves 13,928 people · EPA ID MI0007135
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: T-Mobile.

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