1485 E Stewart Rd, Midland, MI 48640 Property Records

Midland County property record for 1485 E Stewart Rd, Midland, MI 48640

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,104 sqft · built 1940
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on Record
Last Sale	$90,000 (Jun 2014)
Tax Bill	$2,508 (2025)
Deeds & Mortgages	May 2023 Mortgage Apr 2023 Transfer
Flood Zone	Zone X (minimal risk)
APN	`040-035-100-400-00`

Property Details

APN / Parcel Number

Primary APN	`040-035-100-400-00`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,104 sqft Living Area
1st Floor Area	1,104 sqft
Basement Area	1,104 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Lot Area	87,120 sqft (2 acres)
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	1485 E STEWART RD
City	MIDLAND
State	MI
Zip	48640-9573
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC 35 T14N R1E COM AT E 1/4 COR, TH W 231 FT, N 379.5 FT, E 231 FT, S 379.5 FT.
Legal Range	01E
Legal Township	14N
Legal Section	35
Legal Subdivision	FT LIFE ESTATE
Jurisdiction	MIDLAND MI
Township / Civil Division	HOMER
Census Block Group	4
Census Block	4002
Census Tract	291200

Owner

Source: Midland County records, as of August 11, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1485 E STEWART RD, MIDLAND, MI 48640-9573
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 17, 2023	Deed of Trust, Mortgage · Conventional Mortgage ISABELLA BANK
Apr 27, 2023	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 24, 2014 · Amount on Record
Deed Sale	Jun 24, 2014 · Amount on Record
Prior Sale	Jun 4, 1998 · Amount on Record
Deed Book / Page	1578 / 134
Last Transfer Date	Feb 11, 2022
Transfer Doc	1664000935
Record Updated	Sep 20, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDLAND MI
Property Address	1485 E STEWART RD, MIDLAND, MI 48640-9573
Transaction Type	Mortgage
Record Updated	Jun 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1485 E STEWART RD, MIDLAND, MI 48640-9573

Mortgage

Document Number	0001665/20
Date	May 17, 2023
Book Page	1665/20

Lender

Name	ISABELLA BANK
Type	Bank
Address	MOUNT PLEASANT, MI 48858

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

April 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MIDLAND MI
Recording Date	Apr 27, 2023
Property Address	1485 E STEWART RD, MIDLAND, MI 48640-9573
Document Number	001664/935
Book / Page	1664 / 935
Instrument Date	Feb 11, 2023
Transaction Type	Transfer
Record Updated	May 9, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1405 E STEWART RD, MIDLAND, MI 48640-9573

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1485 E STEWART RD, MIDLAND, MI 48640-9573

Tax Assessment & Valuation

Source: Midland County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Midland County
County Subdivision	Homer Township
Unified School District	Bullock Creek School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$71,600	$143,200
2025	$2,508.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (1986–2017)
Most Recent Claim	Jun 2017 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MIDLAND serves 42,547 people · EPA ID MI0004370
Water Source	Purchased surface water from SAGINAW-MIDLAND WATER SUPPLY
Last State Inspection	Mar 2023
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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